ING Groep (ING) Fundamental Analysis: Revenue, Earnings & Valuation

6.04 / 10

Outperform

Fundamentally ING scores 6.0/10, with strong PB‑ROE (group 4) and Profit‑MV (group 2, high weight). Revenue‑MV and Cash‑MV are modestly positive, while Asset‑MV is weak (group 1). Days sales outstanding is high (229 days), indicating slower receivables collection. Overall fundamentals are favorable but with some asset‑related risk.

Analysis Checks(8/10)

Revenue-MV

Value-0.09

Score2/3

Weight7.74%

1M Return3.30%

Days sales outstanding

Value228.99

Score2/3

Weight2.27%

1M Return1.06%

Profit-MV

Value0.66

Score3/3

Weight54.24%

1M Return30.83%

Accounts receivable turnover ratio

Value23.56

Score2/3

Weight1.05%

1M Return0.50%

PB-ROE

Value1.29

Score3/3

Weight21.66%

1M Return15.16%

Total profit (YoY growth rate %)

Value51.69

Score2/3

Weight2.36%

1M Return1.14%

Net cash flow from operating activities (YoY growth rate %)

Value71.70

Score1/3

Weight-0.26%

1M Return-0.13%

Asset-MV

Value-0.55

Score0/3

Weight3.69%

1M Return2.30%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value56.06

Score2/3

Weight1.75%

1M Return0.86%

Cash-MV

Value0.02

Score2/3

Weight5.50%

1M Return3.56%

Is ING undervalued or overvalued?

ING scores 6.04/10 on fundamentals and holds a Discounted valuation at present. Backed by its 15.27% ROE, 33.49% net margin, 7.47 P/E ratio, 1.12 P/B ratio, and 91.03% earnings growth, these metrics solidify its Outperform investment rating.