FOA
Finance Of America·NYSE
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FOA fundamentals
Finance Of America (FOA) released its earnings on Nov 4, 2025: revenue was 80.85M (YoY -72.12%), missed estimates; EPS was 1.33 (YoY +98.51%), beat estimates.
Revenue / YoY
80.85M
-72.12%
EPS / YoY
1.33
+98.51%
Report date
Nov 4, 2025
FOA Earnings Call Summary for Q3,2025
- Record Q3 Performance: Adjusted net income up 125% QoQ to $33 million, driven by capital markets success.
- Strategic Expansion: Better.com partnership unlocks $300 million+ in new addressable market.
- Liquidity Strength: $110 million cash post-securitization, no near-term funding gaps.
- 2026 Outlook: $4.25-$4.75 EPS guidance reflects 80%+ growth vs. 2025.
- AI-Driven Efficiency: 25%+ loan officer productivity gains from digital tools.
- Residual Cash Flow: $100 million+ annual monetization of legacy MSR assets.
- Share Buyback: 8 million shares repurchased, reducing dilution by 30%.
- Market Leadership: Largest securitization in company history met strong investor demand.
EPS
Revenue
Revenue & Expenses
FOA has released its 2025 Q3 earnings report, with revenue of 80.85M, reflecting a YoY change of -72.13%, and net profit of -29.86M, showing a YoY change of -114.65%. The Sankey diagram below clearly presents FOA's revenue sources and cost distribution.
Key Indicators
Finance Of America (FOA) key financial stats and ratios, covering profitability, financial health, and leverage.
Finance Of America (FOA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Finance Of America (FOA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Finance Of America (FOA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Finance Of America (FOA) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Finance Of America (FOA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Finance Of America next quarter?What were the key takeaways from Finance Of America's earnings call?What does Finance Of America do and what are its main business segments?What is the revenue and EPS growth rate for Finance Of America year over year?What is Finance Of America's gross profit margin?What were the key takeaways from Finance Of America’s earnings call?What guidance did Finance Of America's management provide for the next earnings period?What is Finance Of America's latest dividend and current dividend yield?
