Symbols

FOA

Finance Of America·NYSE

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FOA fundamentals

FOA Q4 2025 Earnings

Finance Of America (FOA) released its earnings on Mar 10, 2026: revenue was 73.51M (YoY +169.60%), missed estimates; EPS was 0.69 (YoY +228.57%), beat estimates.

Revenue / YoY

73.51M

+169.60%

EPS / YoY

0.69

+228.57%

Report date

Mar 10, 2026

FOA Earnings Call Summary for Q4,2025

Record Financial Performance: 2025 GAAP net income up 175% to $110M, adjusted net income surging 429% to $74M.
Originations Growth: $2.4B in 2025 (24% YoY), Q4 at $619M, with 75% YoY inquiry spike.
AI-Driven Efficiency: 12% cost reduction, 5x conversion rate via Joy AI, digital apps 47% faster.
Strategic Moves: $50M equity raise, PHH acquisition (Q2 2026 close), $150M debt repayment plan.
2026 Outlook: 15-25% volume growth, $4.25-$4.75 EPS guidance, no share buybacks until 2027.

Earnings

EPS

Revenue

Revenue & Expenses

FOA has released its 2025 Q3 earnings report, with revenue of 80.85M, reflecting a YoY change of -72.13%, and net profit of -29.86M, showing a YoY change of -114.65%. The Sankey diagram below clearly presents FOA's revenue sources and cost distribution.

Key Indicators

Finance Of America (FOA) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Finance Of America (FOA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Finance Of America (FOA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Finance Of America (FOA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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