WAFD
WaFd·NASDAQ
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WAFD fundamentals
WaFd (WAFD) released its earnings on Oct 29, 2025: revenue was 188.30M (YoY -0.21%), missed estimates; EPS was 0.72 (YoY +1.41%), missed estimates.
Revenue / YoY
188.30M
-0.21%
EPS / YoY
0.72
+1.41%
Report date
Oct 29, 2025
WAFD Earnings Call Summary for Q4,2025
- Active Loan Growth: Q4 originations ($1.4B) > repayments ($1.2B), with FY26 target 8-12% growth in active portfolio.
- Margin Expansion: Spot rate 2.82% could improve with rate cuts, but 1-2q lag for full impact.
- Deposit Strategy: 20% noninterest-bearing deposits by 2030 (12% now), focusing on small business relationships.
- Wealth Management: $1B AUM target in 2 years, enhancing noninterest income.
- Share Buybacks: Likely resuming as stock trades below tangible book value.
- Credit Quality: Delinquencies up 34bps to 0.6%, but nonperforming assets (0.54%) remain healthy.
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Key Indicators
WaFd (WAFD) key financial stats and ratios, covering profitability, financial health, and leverage.
WaFd (WAFD)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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WaFd (WAFD)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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WaFd (WAFD)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does WaFd (WAFD) generate its revenue? Explore its key revenue streams and top earning regions.
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Track WaFd (WAFD) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the revenue and EPS growth rate for WaFd year over year?What factors drove the changes in WaFd's revenue and profit?What is WaFd's gross profit margin?What guidance did WaFd's management provide for the next earnings period?What is the market's earnings forecast for WaFd next quarter?What is WaFd's latest dividend and current dividend yield?What were the key takeaways from WaFd’s earnings call?What does WaFd do and what are its main business segments?
