USCB
USCB Financial·NASDAQ
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2.90 / 10
Underperform
Fundamental score: 2.9/10 indicating challenging quality. Bullish factors include Gross profit margin (%) and Total profit / EBIT (%), offset by weaknesses in PB-ROE and Cash-MV.. Overall assessment: prudent.
Analysis Checks(5/10)
Revenue-MV
Value0.21
Score1/3
Weight10.32%
1M Return3.72%
Value0.21
Score1/3
Weight10.32%
1M Return3.72%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.48%
1M Return3.07%
Value100.00
Score1/3
Weight7.48%
1M Return3.07%
PB-ROE
Value2.46
Score1/3
Weight11.56%
1M Return4.74%
Value2.46
Score1/3
Weight11.56%
1M Return4.74%
ROE (diluted) (%)
Value11.83
Score3/3
Weight11.92%
1M Return4.63%
Value11.83
Score3/3
Weight11.92%
1M Return4.63%
ROE (%)
Value11.66
Score3/3
Weight12.16%
1M Return4.73%
Value11.66
Score3/3
Weight12.16%
1M Return4.73%
Annualized return on equity (%)
Value15.54
Score3/3
Weight12.16%
1M Return4.73%
Value15.54
Score3/3
Weight12.16%
1M Return4.73%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.51%
1M Return3.46%
Value36.70
Score3/3
Weight8.51%
1M Return3.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.49%
1M Return3.44%
Value100.00
Score3/3
Weight8.49%
1M Return3.44%
Asset-MV
Value-0.51
Score0/3
Weight9.96%
1M Return3.95%
Value-0.51
Score0/3
Weight9.96%
1M Return3.95%
Cash-MV
Value0.13
Score0/3
Weight7.45%
1M Return2.90%
Value0.13
Score0/3
Weight7.45%
1M Return2.90%
Revenue-MV
Value0.21
Score1/3
Weight10.32%
1M Return3.72%
Value0.21
Score1/3
Weight10.32%
1M Return3.72%
Annualized return on equity (%)
Value15.54
Score3/3
Weight12.16%
1M Return4.73%
Value15.54
Score3/3
Weight12.16%
1M Return4.73%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.48%
1M Return3.07%
Value100.00
Score1/3
Weight7.48%
1M Return3.07%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.51%
1M Return3.46%
Value36.70
Score3/3
Weight8.51%
1M Return3.46%
PB-ROE
Value2.46
Score1/3
Weight11.56%
1M Return4.74%
Value2.46
Score1/3
Weight11.56%
1M Return4.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.49%
1M Return3.44%
Value100.00
Score3/3
Weight8.49%
1M Return3.44%
ROE (diluted) (%)
Value11.83
Score3/3
Weight11.92%
1M Return4.63%
Value11.83
Score3/3
Weight11.92%
1M Return4.63%
Asset-MV
Value-0.51
Score0/3
Weight9.96%
1M Return3.95%
Value-0.51
Score0/3
Weight9.96%
1M Return3.95%
ROE (%)
Value11.66
Score3/3
Weight12.16%
1M Return4.73%
Value11.66
Score3/3
Weight12.16%
1M Return4.73%
Cash-MV
Value0.13
Score0/3
Weight7.45%
1M Return2.90%
Value0.13
Score0/3
Weight7.45%
1M Return2.90%
Is USCB undervalued or overvalued?
- USCB scores 2.90/10 on fundamentals and holds a Premium valuation at present. Backed by its 11.66% ROE, 33.24% net margin, 11.54 P/E ratio, 1.75 P/B ratio, and 53.85% earnings growth, these metrics solidify its Underperform investment rating.
