USCB
USCB Financial·NASDAQ
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USCB fundamentals
USCB Financial (USCB) released its earnings on Jan 22, 2026: revenue was 25.53M (YoY +11.06%), missed estimates; EPS was 0.44 (YoY +29.41%), missed estimates.
Revenue / YoY
25.53M
+11.06%
EPS / YoY
0.44
+29.41%
Report date
Jan 22, 2026
USCB Earnings Call Summary for Q4,2025
- Strong asset growth: Total assets up 8.1% YoY, loans and deposits growing 11% and 7.9% respectively.
- Profitability improvement: NIM expanded to 3.27%, operational EPS $0.44 despite one-time losses.
- Capital return: 25% dividend increase and $40M share buyback demonstrate capital discipline.
- Strategic initiatives: SBA expansion targeting $40-50M annual volume, fee income growth through correspondent banking.
- Risk management: Nonperforming loans at 0.14%, strong credit metrics across loan portfolio.
EPS
Revenue
Revenue & Expenses
Key Indicators
USCB Financial (USCB) key financial stats and ratios, covering profitability, financial health, and leverage.
USCB Financial (USCB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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USCB Financial (USCB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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USCB Financial (USCB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does USCB Financial (USCB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track USCB Financial (USCB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is USCB Financial's latest dividend and current dividend yield?What factors drove the changes in USCB Financial's revenue and profit?What were the key takeaways from USCB Financial's earnings call?What guidance did USCB Financial's management provide for the next earnings period?What were the key takeaways from USCB Financial’s earnings call?What is the revenue and EPS growth rate for USCB Financial year over year?Did USCB Financial beat or miss consensus estimates last quarter?What does USCB Financial do and what are its main business segments?
