RVSB
Riverview Bancorp·NASDAQ
--
--(--)
--
--(--)
4.24 / 10
Netural
Riverview Bancorp shows a balanced fundamental profile with a score of 4.2/10. Key strengths include a healthy gross profit margin of 36.7% and a high total profit to EBIT ratio of 100%, indicating efficient operations. However, challenges such as a net profit attributable to shareholders ratio of 100% (potentially signaling high retention rather than payout) and modest year-over-year profit growth of 35.6% temper the outlook. Overall, the fundamentals are steady but not compelling, warranting a neutral stance.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value3.51
Score0/3
Weight4.05%
1M Return2.09%
Value3.51
Score0/3
Weight4.05%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.35%
1M Return3.05%
Value100.00
Score1/3
Weight6.35%
1M Return3.05%
Profit-MV
Value-0.75
Score3/3
Weight16.76%
1M Return6.98%
Value-0.75
Score3/3
Weight16.76%
1M Return6.98%
PB-ROE
Value-0.98
Score3/3
Weight15.68%
1M Return6.02%
Value-0.98
Score3/3
Weight15.68%
1M Return6.02%
Asset-MV
Value1.87
Score0/3
Weight9.79%
1M Return4.22%
Value1.87
Score0/3
Weight9.79%
1M Return4.22%
Revenue-MV
Value-0.46
Score3/3
Weight16.71%
1M Return7.25%
Value-0.46
Score3/3
Weight16.71%
1M Return7.25%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.25%
1M Return3.43%
Value36.70
Score3/3
Weight7.25%
1M Return3.43%
Total profit (YoY growth rate %)
Value35.58
Score0/3
Weight3.91%
1M Return2.05%
Value35.58
Score0/3
Weight3.91%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.25%
1M Return3.43%
Value100.00
Score3/3
Weight7.25%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight12.24%
1M Return5.25%
Value0.14
Score2/3
Weight12.24%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value3.51
Score0/3
Weight4.05%
1M Return2.09%
Value3.51
Score0/3
Weight4.05%
1M Return2.09%
Revenue-MV
Value-0.46
Score3/3
Weight16.71%
1M Return7.25%
Value-0.46
Score3/3
Weight16.71%
1M Return7.25%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.35%
1M Return3.05%
Value100.00
Score1/3
Weight6.35%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.25%
1M Return3.43%
Value36.70
Score3/3
Weight7.25%
1M Return3.43%
Profit-MV
Value-0.75
Score3/3
Weight16.76%
1M Return6.98%
Value-0.75
Score3/3
Weight16.76%
1M Return6.98%
Total profit (YoY growth rate %)
Value35.58
Score0/3
Weight3.91%
1M Return2.05%
Value35.58
Score0/3
Weight3.91%
1M Return2.05%
PB-ROE
Value-0.98
Score3/3
Weight15.68%
1M Return6.02%
Value-0.98
Score3/3
Weight15.68%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.25%
1M Return3.43%
Value100.00
Score3/3
Weight7.25%
1M Return3.43%
Asset-MV
Value1.87
Score0/3
Weight9.79%
1M Return4.22%
Value1.87
Score0/3
Weight9.79%
1M Return4.22%
Cash-MV
Value0.14
Score2/3
Weight12.24%
1M Return5.25%
Value0.14
Score2/3
Weight12.24%
1M Return5.25%
Is RVSB fundamentally strong?
- RVSB scores 4.24/10 on fundamentals and holds a Fair valuation at present. Backed by its 1.44% ROE, 8.96% net margin, 23.82 P/E ratio, 0.69 P/B ratio, and 340.00% earnings growth, these metrics solidify its Netural investment rating.
