PROV
Provident Financial Holdings·NASDAQ
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PROV fundamentals
Provident Financial Holdings (PROV) released its earnings on Oct 28, 2025: revenue was 9.74M (YoY +2.31%), missed estimates; EPS was 0.25 (YoY -10.71%), missed estimates.
Revenue / YoY
9.74M
+2.31%
EPS / YoY
0.25
-10.71%
Report date
Oct 28, 2025
PROV Earnings Call Summary for Q1,2026
- Net interest margin expansion: 6 basis points to 3.00%, driven by higher loan rates and repricing.
- Stable operating expenses: $7.6 million per quarter with no growth expectations.
- Loan growth challenges: Elevated prepayments offsetting origination volume amid multifamily/CRE hesitancy.
- Interest rate sensitivity: Lower rates shorten loan lives, impacting credit loss recoveries.
- Credit quality: Allowance for credit losses at 56 basis points, down from 62 basis points.
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Revenue
Revenue & Expenses
Key Indicators
Provident Financial Holdings (PROV) key financial stats and ratios, covering profitability, financial health, and leverage.
Provident Financial Holdings (PROV)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Provident Financial Holdings (PROV)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Provident Financial Holdings (PROV)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Provident Financial Holdings (PROV) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Provident Financial Holdings (PROV) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is Provident Financial Holdings's latest dividend and current dividend yield?What is the market's earnings forecast for Provident Financial Holdings next quarter?What is Provident Financial Holdings's gross profit margin?What is the revenue and EPS growth rate for Provident Financial Holdings year over year?What were the key takeaways from Provident Financial Holdings's earnings call?What guidance did Provident Financial Holdings's management provide for the next earnings period?What does Provident Financial Holdings do and what are its main business segments?Did Provident Financial Holdings beat or miss consensus estimates last quarter?
