PROV
Provident Financial Holdings·NASDAQ
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Provident Financial Holdings (PROV) Financials Overview
Provident Financial Holdings (PROV) released its earnings on Jul 28, 2026: revenue was 10.59M (YoY +8.52%), beat estimates; EPS was 0.35 (YoY +45.83%), beat estimates.
Revenue / YoY
10.59M
+8.52%
EPS / YoY
0.35
+45.83%
Report date
Jul 28, 2026
PROV Earnings Call Summary for Q4,2026
- Loan Growth Accelerates: Originations up 5% YoY to $46.4M, with pipeline stability supporting Q1 FY2027 volume.
- Credit Strength: Non-performing assets at 4 basis points, no emerging delinquencies, and strong CRE loan performance.
- NIM Expansion: 8bps increase to 3.21%, driven by higher loan yields and repricing of $133M adjustable-rate loans.
- Cost Trends: Deposit costs expected to stabilize or rise, with wholesale funding repricing at higher rates.
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Key Indicators
Provident Financial Holdings (PROV) key financial stats and ratios, covering profitability, financial health, and leverage.
Provident Financial Holdings (PROV)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Provident Financial Holdings (PROV)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Provident Financial Holdings (PROV)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Provident Financial Holdings (PROV) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Provident Financial Holdings (PROV) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the revenue and EPS growth rate for Provident Financial Holdings year over year?Did Provident Financial Holdings beat or miss consensus estimates last quarter?What is Provident Financial Holdings's latest dividend and current dividend yield?What factors drove the changes in Provident Financial Holdings's revenue and profit?What is Provident Financial Holdings's gross profit margin?What does Provident Financial Holdings do and what are its main business segments?What guidance did Provident Financial Holdings's management provide for the next earnings period?What is the market's earnings forecast for Provident Financial Holdings next quarter?
