OCFC
OceanFirst·NASDAQ
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OCFC fundamentals
OceanFirst (OCFC) released its earnings on Jan 22, 2026: revenue was 104.69M (YoY +9.55%), beat estimates; EPS was 0.41 (YoY +7.89%), beat estimates.
Revenue / YoY
104.69M
+9.55%
EPS / YoY
0.41
+7.89%
Report date
Jan 22, 2026
OCFC Earnings Call Summary for Q4,2025
- Strategic Merger: Flushing Financial acquisition to enhance scale and profitability, with Q2 2026 close target.
- Loan Growth Surge: Q4 loan growth of $474 million (18% annualized) and 42% C&I expansion for the year.
- Cost Efficiency: Core expenses down 2% QoQ, with $71 million run rate; credit risk transfer boosts CET1 by 50bp.
- Deposit Momentum: Premier Banking adds $332 million in deposits, 21% in noninterest-bearing DDA; CD costs set to decline.
- 2026 Outlook: Mid- to high single-digit loan/deposit growth, NIM expansion, and $7-9 million/Q other income.
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Key Indicators
OceanFirst (OCFC) key financial stats and ratios, covering profitability, financial health, and leverage.
OceanFirst (OCFC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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OceanFirst (OCFC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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OceanFirst (OCFC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does OceanFirst (OCFC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track OceanFirst (OCFC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did OceanFirst's management provide for the next earnings period?What is the market's earnings forecast for OceanFirst next quarter?What does OceanFirst do and what are its main business segments?What is OceanFirst's latest dividend and current dividend yield?What were the key takeaways from OceanFirst's earnings call?What is the revenue and EPS growth rate for OceanFirst year over year?What is OceanFirst's gross profit margin?What were the key takeaways from OceanFirst’s earnings call?
