OCFC

OceanFirst

--(--)

Market Open: --

--(--)

Post-Market: --

Signals Analysis

Buy signal 1

Sell signal 0

EPS Beats Expectation

Key Stats

--DAY`S RANGE--

--52 WK RANGE--

Open

Prev.Close

%Range

Turnover

Avg Vol(4W)

Market Cap

Div.Yield

P/E(TTM)

EPS(TTM)

Beta

Free Float

Shares Outstanding

%Turnover

P/E(DYN)

P/B

BVPS

High

Low

52 Week High

52 Week Low

About OCFC

Oceanfirst Financial Corp.

A regional bank that provides financial services throughout New Jersey and in the major metropolitan markets of Philadelphia, New York, Baltimore, and Boston

Industry

Commercial Bank

Established Date

Invalid Date

Listing Date

07/05/1996

Exchange

NASDAQ Stock Exchange

Full-time Employees

951

Fiscal Year Ends

12-31

Website

www.oceanfirst.com

Security Type

Common stock

Office address

110 West Front Street, Red Bank, New Jersey 07701

Business

Introduction

OceanFirst Financial Corp., a holding company of OceanFirst Bank, was incorporated under the laws of the State of Delaware. The Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System and the Securities And Exchange Commission. Banks are regulated and supervised by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. Currently, the company does not accept any other business that is not handled through its subsidiaries. The bank was originally established in 1902 as a state-chartered savings and loan association, became a federal savings and loan association in 1945, and then became a federally chartered mutual savings bank in 1989. Banks began holding each other's shares in 1996. The main business of the bank has been to attract public deposits from the communities surrounding its branches and invest these deposits in single-parent families, owner-occupied residential mortgages and commercial real estate loans. Banks also invest in other types of loans, including multi-family residential, construction, consumer and commercial loans. In addition, banks back mortgage-backed securities, including securities issued by the U.S. government and agencies, corporate securities and other investments permitted by laws and regulations. Banks regularly sell part of their collateral to control interest rate risk and maintain liquidity. Currently, its services retain the right to sell most of the collateral. The main income of a bank comes from the interest on its loans, with a very small portion coming from the proceeds of mortgage-backed securities. Banks also charge service fees on loans and deposits, and offer trust and asset management services and alternative investment products such as mutual funds, pensions and life insurance. The bank's main sources of funding are deposits, principal and interest on loans and mortgage-backed securities, income from the sale of collateral, advances from the Federal Home Loan Bank and other lending products and benefits from a small portion of the investment term.

Company Financials

EPS

OCFC has released its 2025 Q1 earnings. EPS was reported at 0.35, versus the expected 0.35, meeting expectations. The chart below visualizes how OCFC has performed over recent quarters, highlighting trends in earnings surprises.