NFBK(Delisted)
Stock Fundamental
Valuation4.3/10
NeutralKey Valuation Metric
PE Method: NFBK's market cap is approximately 639.40M with TTM earnings of 476.30M, corresponding to a PE ratio of 134.2. Compared to the Banks industry average, this valuation may be overvalued.
PS Method: NFBK's market cap is approximately 639.40M with a PS ratio of 4.0. Compared to the Banks industry average, this valuation may be reasonable.
PEG Method: With a PE of 134.2 and forward PE of 133.1, the PEG ratio comes to 1.01, indicating a reasonable valuation.
Historical Price to Earnings Ratio
Historical data shows that NFBK's P/E reached a peak of about 743.98 on 2026-05-05, and a trough of about 7.24 on 2023-10-27. The current P/E is 134.24, which places it at approximately the 17% percentile of its historical range, indicating a relatively undervalued valuation.
Share Price vs Future Cash Flow Value
NFBK's current stock price is about $15.31, while its Discounted Cash Flow valuation is about $13.92. Based on the Discounted Cash Flow model, the market price represents a price close to its intrinsic value.
Future Growth5.3/10
NeutralEarnings and Revenue Growth Forecasts
NFBK's Revenue moved from about 31.55M (2024) to about 40.38M (2026) in recent actuals. Analyst forecasts include about 44.78M, 46.22M, and 47.67M for the next forecast periods, implying an overall 3-year CAGR of roughly 5.7% versus the latest actual—indicating an upward trend in Revenue..
Future Return on Equity
Analysts predict NFBK's future return on equity (Future ROE) will be about 2.2% over the next three years, lower than the Banks industry average of 3.6%, indicating its backward position in capital profitability. A higher Future ROE generally reflects stronger expected profitability on shareholder equity, subject to business risk and accounting differences.
Past Performance6.1/10
NeutralRevenue & Expenses Breakdown
No data for this period type
No annual (FY) periods in this dataset. Try Quarterly for interim data.
Earnings & Revenue
No earnings data
Free Cash Flow vs Earnings Analysis
No FCF bridge data
Financial Health6.0/10
NeutralDebt to Equity History and Analysis
No financial health series
Balance Sheet
No balance sheet snapshot
Dividends8.8/10
BullishStability and Growth of Payments
NFBK's dividend yield is about 454.94%, with an annual dividend amount of about 0.5200 per share, paid roughly 0.1300 per share each quarter. Compared to EPS of — in the latest available period, the dividend is moderate, indicating the company uses the majority of its profits for reinvestment and other corporate priorities.
Dividend Yield vs Market
NFBK's current dividend yield is 4.55%, while the Banks industry average is around 2.93%. The top 25% of companies in the entire US market have a dividend yield of 3.63%, while the bottom 25% have a yield of 1.98%. In comparison, NFBK is clearly at the top of the industry.
Earnings Payout to Shareholders
Earnings coverage: NFBK is not paying a notable dividend for the US market.
Cash Payout to Shareholders
Cash flow coverage: NFBK is not paying a notable dividend for the US market.
- Based on a composite score of 4.58/10, we rate NFBK as a Netural. Our analysis breaks down into 1.93/10 for Fundamentals, 1.31/10 for Technicals, and 6.94/10 for Sentiment, indicating the stock is likely to consolidate sideways.
- Based on a composite score of 4.58/10, we rate NFBK as a Netural. Our analysis breaks down into 1.93/10 for Fundamentals, 1.31/10 for Technicals, and 6.94/10 for Sentiment, indicating the stock is likely to consolidate sideways.
