NFBK
Northfield Bancorp·NASDAQ
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2.48 / 10
Underperform
Northfield Bancorp's fundamentals are subpar, scoring only 2.5/10. Key positives include a 48.4% year-over-year profit growth and a robust 36.7% gross profit margin. However, these are offset by modest net assets per share growth (4.8%) and a 100% ratio of net profit attributable to shareholders to total net profit, indicating potential earnings quality concerns. The PB-ROE factor is negative (-0.958), further highlighting valuation or profitability weaknesses. Overall, the company's fundamental position is selective, requiring careful scrutiny.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value4.78
Score1/3
Weight7.15%
1M Return3.39%
Value4.78
Score1/3
Weight7.15%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.27%
1M Return3.05%
Value100.00
Score1/3
Weight6.27%
1M Return3.05%
Profit-MV
Value0.82
Score2/3
Weight11.59%
1M Return5.27%
Value0.82
Score2/3
Weight11.59%
1M Return5.27%
PB-ROE
Value-0.96
Score3/3
Weight15.49%
1M Return6.02%
Value-0.96
Score3/3
Weight15.49%
1M Return6.02%
Asset-MV
Value-0.50
Score1/3
Weight14.88%
1M Return5.76%
Value-0.50
Score1/3
Weight14.88%
1M Return5.76%
Revenue-MV
Value-0.70
Score1/3
Weight11.78%
1M Return4.65%
Value-0.70
Score1/3
Weight11.78%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.16%
1M Return3.43%
Value36.70
Score3/3
Weight7.16%
1M Return3.43%
Total profit (YoY growth rate %)
Value48.44
Score2/3
Weight8.04%
1M Return3.74%
Value48.44
Score2/3
Weight8.04%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.16%
1M Return3.43%
Value100.00
Score3/3
Weight7.16%
1M Return3.43%
Cash-MV
Value-0.29
Score1/3
Weight10.48%
1M Return4.21%
Value-0.29
Score1/3
Weight10.48%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value4.78
Score1/3
Weight7.15%
1M Return3.39%
Value4.78
Score1/3
Weight7.15%
1M Return3.39%
Revenue-MV
Value-0.70
Score1/3
Weight11.78%
1M Return4.65%
Value-0.70
Score1/3
Weight11.78%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.27%
1M Return3.05%
Value100.00
Score1/3
Weight6.27%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.16%
1M Return3.43%
Value36.70
Score3/3
Weight7.16%
1M Return3.43%
Profit-MV
Value0.82
Score2/3
Weight11.59%
1M Return5.27%
Value0.82
Score2/3
Weight11.59%
1M Return5.27%
Total profit (YoY growth rate %)
Value48.44
Score2/3
Weight8.04%
1M Return3.74%
Value48.44
Score2/3
Weight8.04%
1M Return3.74%
PB-ROE
Value-0.96
Score3/3
Weight15.49%
1M Return6.02%
Value-0.96
Score3/3
Weight15.49%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.16%
1M Return3.43%
Value100.00
Score3/3
Weight7.16%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight14.88%
1M Return5.76%
Value-0.50
Score1/3
Weight14.88%
1M Return5.76%
Cash-MV
Value-0.29
Score1/3
Weight10.48%
1M Return4.21%
Value-0.29
Score1/3
Weight10.48%
1M Return4.21%
Is NFBK undervalued or overvalued?
- NFBK scores 2.48/10 on fundamentals and holds a Premium valuation at present. Backed by its 3.96% ROE, 26.36% net margin, 14.68 P/E ratio, 0.80 P/B ratio, and 51.56% earnings growth, these metrics solidify its Underperform investment rating.
