LX
Lexinfintech·NASDAQ
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LX fundamentals
Lexinfintech (LX) released its earnings on Nov 24, 2025: revenue was 480.05M (YoY -7.92%), beat estimates; EPS was 0.214918 (YoY +65.32%), missed estimates.
Revenue / YoY
480.05M
-7.92%
EPS / YoY
0.214918
+65.32%
Report date
Nov 24, 2025
LX Earnings Call Summary for Q3,2025
- Record Q3 Profit: Net profit of RMB 521M (+68% YoY), driven by 2.01% net profit take rate.
- Regulatory Compliance: Fully transitioned to APR ≤24% loans, maintaining 87% capital-heavy model mix.
- E-commerce Growth: GMV up 133.8% YoY, essential goods sales surge 237% YoY.
- AI Innovation: Lexin GPT improves risk management accuracy by 20%, supporting digital transformation.
- Shareholder Returns: $25M buybacks completed (50%+ of program), 30% dividend payout ratio.
EPS
Revenue
Revenue & Expenses
LX has released its 2025 Q3 earnings report, with revenue of 480.05M, reflecting a YoY change of -8.01%, and net profit of 73.22M, showing a YoY change of 65.99%. The Sankey diagram below clearly presents LX's revenue sources and cost distribution.
Key Indicators
Lexinfintech (LX) key financial stats and ratios, covering profitability, financial health, and leverage.
Lexinfintech (LX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Lexinfintech (LX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Lexinfintech (LX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Lexinfintech (LX) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Lexinfintech (LX) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
Did Lexinfintech beat or miss consensus estimates last quarter?What factors drove the changes in Lexinfintech's revenue and profit?What is the market's earnings forecast for Lexinfintech next quarter?What were the key takeaways from Lexinfintech's earnings call?What is Lexinfintech's latest dividend and current dividend yield?What guidance did Lexinfintech's management provide for the next earnings period?What is the revenue and EPS growth rate for Lexinfintech year over year?What does Lexinfintech do and what are its main business segments?
