Symbols

LX

Lexinfintech·NASDAQ

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LX fundamentals

LX Q4 2025 Earnings

Lexinfintech (LX) released its earnings on Mar 19, 2026: revenue was 434.92M (YoY -13.21%), beat estimates; EPS was 0.0886 (YoY -37.21%), missed estimates.

Revenue / YoY

434.92M

-13.21%

EPS / YoY

0.0886

-37.21%

Report date

Mar 19, 2026

LX Earnings Call Summary for Q4,2025

Revenue Resilience: Q4 revenue of RMB 3 billion, with full-year net profit up 52.4% to RMB 1.7 billion.
Risk Improvement: Day 1 delinquency down 10% from peak, AI customer service at 90% accuracy.
Cost Efficiency: Funding costs reduced to 3.8%, operating expenses down 11%.
Shareholder Value: $39M ADS repurchased, dividend up 100% to USD 0.2382 per ADS.

Earnings

EPS

Revenue

Revenue & Expenses

LX has released its 2025 Q4 earnings report, with revenue of 435.15M, reflecting a YoY change of -13.19%, and net profit of 30.61M, showing a YoY change of -38.40%. The Sankey diagram below clearly presents LX's revenue sources and cost distribution.

Key Indicators

Lexinfintech (LX) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Lexinfintech (LX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Lexinfintech (LX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Lexinfintech (LX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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