FINW
FinWise·NASDAQ
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FINW fundamentals
During Q4 2025, FinWise (FINW) reported revenue of 46.85M, a YoY change of 121.73%. Net income was 3.92M, a YoY change of 40.17%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jan 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 11.52M -- | 11.59M -- | 14.51M +26.02% | 18.96M -- | 21.95M -- | 24.40M +110.48% | 24.64M +69.80% | 21.20M +11.80% | 20.04M -8.67% | 22.42M -8.11% | 16.63M -32.50% | 18.96M -10.55% | 19.30M -3.69% | 20.52M -8.46% | 19.67M +18.25% | 19.78M +4.31% | 20.82M +7.84% | 21.13M +2.96% | 22.09M +12.31% | 25.07M +26.71% | 36.66M +76.10% | 46.85M +121.73% | 130.67M -- |
Net Interest Income | 7.61M -- | 8.16M -- | 8.43M +10.90% | 10.80M -- | 13.47M -- | 15.27M +87.13% | 12.96M +53.68% | 12.77M +18.21% | 12.52M -7.06% | 12.65M -17.19% | 12.11M -6.60% | 13.68M +7.10% | 14.41M +15.11% | 14.37M +13.61% | 14.01M +15.69% | 14.62M +6.87% | 14.76M +2.44% | 15.53M +8.08% | 14.28M +1.96% | 14.73M +0.77% | 18.61M +26.04% | 24.57M +58.22% | 72.18M -- |
Interest Income | 8.04M -- | 8.56M -- | 8.81M +9.54% | 11.13M -- | 13.75M -- | 15.55M +81.59% | 13.22M +50.16% | 13.01M +16.87% | 12.82M -6.74% | 13.27M -14.68% | 13.40M +1.35% | 15.87M +21.95% | 17.21M +34.23% | 18.05M +36.04% | 17.64M +31.67% | 18.42M +16.09% | 18.92M +9.95% | 19.36M +7.25% | 18.54M +5.05% | 19.74M +7.17% | 23.97M +26.64% | 30.23M +56.16% | 92.48M -- |
Interest Expense | 434.00K -- | 404.00K -- | 372.00K -14.29% | 333.00K -- | 279.00K -- | 281.00K -30.45% | 262.00K -29.57% | 244.00K -26.73% | 304.00K +8.96% | 624.00K +122.06% | 1.29M +394.27% | 2.19M +799.18% | 2.80M +821.38% | 3.69M +490.54% | 3.64M +181.00% | 3.81M +73.52% | 4.16M +48.55% | 3.83M +4.02% | 4.26M +16.96% | 5.01M +31.70% | 5.36M +28.79% | 5.67M +47.82% | 20.30M -- |
Non-Interest Income | 3.91M -- | 3.43M -- | 6.08M +55.43% | 8.16M -- | 8.47M -- | 9.13M +166.00% | 11.68M +92.17% | 8.43M +3.31% | 7.52M -11.23% | 9.78M +7.08% | 4.53M -61.25% | 5.29M -37.28% | 4.89M -34.97% | 6.16M -37.01% | 5.66M +25.07% | 5.17M -2.31% | 6.05M +23.75% | 5.60M -9.00% | 7.81M +37.94% | 10.34M +100.10% | 18.05M +198.18% | 22.28M +297.72% | 58.48M -- |
Gain (Loss) on Trading Securities | -- -- | 2.85M -- | -- -- | -- -- | -- -- | 9.69M +240.08% | -- -- | -- -- | -- -- | 13.55M +39.85% | -- -- | -- -- | 357.00K -- | 440.00K -96.75% | 415.00K -- | 356.00K -- | 393.00K +10.08% | 872.00K +98.18% | 846.00K +103.86% | 1.48M +316.57% | 1.85M +371.76% | 2.19M +151.15% | 6.37M -- |
Fees and Commissions Income | 275.00K -- | 283.00K -- | 152.00K -44.73% | 311.00K -- | 337.00K -- | 356.00K +25.80% | 387.00K +154.61% | 342.00K +9.97% | 327.00K -2.97% | 547.00K +53.65% | 591.00K +52.71% | 226.00K -33.92% | -138.00K -142.20% | 571.00K +4.39% | 664.00K +12.35% | 204.00K -9.73% | 87.00K +163.04% | 180.00K -68.48% | 178.00K -73.19% | -96.00K -147.06% | -242.00K -378.16% | 4.00K -97.78% | -156.00K -- |
Gain (Loss) on Change in Fair Value | -- -- | 856.00K -- | -- -- | -- -- | -- -- | 2.99M +249.42% | -- -- | -- -- | -- -- | -478.00K -115.98% | -- -- | -- -- | -500.00K -- | 200.00K +141.84% | -124.00K -- | -200.00K -- | -100.00K +80.00% | -200.00K -200.00% | 400.00K +422.58% | 300.00K +250.00% | 200.00K +300.00% | 400.00K +300.00% | 1.30M -- |
Other Non-Interest Income | 3.64M -- | -556.00K -- | 5.93M +63.01% | 7.85M -- | 8.14M -- | -3.91M -602.70% | 11.29M +90.57% | 8.09M +3.04% | 7.20M -11.58% | -3.84M +1.61% | 3.94M -65.15% | 5.06M -37.42% | 5.17M -28.11% | 4.95M +228.67% | 4.71M +19.59% | 4.81M -5.06% | 5.67M +9.68% | 4.75M -3.94% | 6.39M +35.67% | 8.65M +79.98% | 16.24M +186.22% | 19.69M +314.44% | 50.97M -- |
Loan Impairment Loss | 3.81M -- | 0 -- | 633.00K -83.40% | 1.54M -- | 3.37M -- | 2.50M -- | 2.95M +365.56% | 2.91M +89.65% | 4.46M +32.37% | 3.20M +27.93% | 2.67M -9.37% | 2.69M -7.72% | 3.07M -31.12% | 3.21M +0.22% | 3.15M +18.08% | 2.38M -11.27% | 2.16M -29.74% | 3.88M +20.82% | 3.34M +5.77% | 4.73M +98.16% | 12.80M +493.37% | 17.71M +356.85% | 38.57M -- |
Income after Deducting Loan Impairment Loss | 7.70M -- | 11.59M -- | 13.88M +80.21% | 17.43M -- | 18.58M -- | 21.90M +88.89% | 21.70M +56.31% | 18.29M +4.93% | 15.59M -16.11% | 19.22M -12.23% | 13.96M -35.65% | 16.27M -11.00% | 16.23M +4.16% | 17.32M -9.91% | 16.51M +18.28% | 17.40M +6.89% | 18.66M +14.95% | 17.25M -0.35% | 18.75M +13.56% | 20.34M +16.92% | 23.86M +27.87% | 29.14M +68.89% | 92.09M -- |
Operating Expenses | 5.29M -- | 5.66M -- | 6.66M +26.00% | 7.08M -- | 7.40M -- | 8.37M +47.98% | 9.05M +35.79% | 11.02M +55.66% | 8.47M +14.48% | 10.22M +22.09% | 8.74M -3.44% | 10.00M -9.26% | 9.73M +14.93% | 11.50M +12.55% | 12.01M +37.40% | 13.22M +32.19% | 14.05M +44.34% | 13.56M +17.91% | 14.32M +19.27% | 14.91M +12.82% | 17.45M +24.20% | 23.65M +74.40% | 70.33M -- |
Selling, General and Administrative Expenses | 4.01M -- | 5.19M -- | 4.89M +22.19% | 5.49M -- | 5.93M -- | 7.98M +53.73% | 6.95M +42.04% | 6.59M +20.15% | 5.14M -13.37% | 13.46M +68.65% | 5.26M -24.39% | 6.68M +1.32% | 8.12M +58.15% | 9.75M -27.56% | 9.67M +84.00% | 10.45M +56.37% | 11.53M +41.97% | 10.47M +7.31% | 11.28M +16.57% | 11.88M +13.76% | 12.15M +5.31% | 12.49M +19.33% | 47.80M -- |
Impairment Loss on Other Assets | -- -- | 0 -- | -- -- | -- -- | -- -- | 800.00K -- | -- -- | -- -- | -- -- | 1.73M +116.00% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Operating Expenses | 1.28M -- | 464.00K -- | 1.77M +37.91% | 1.59M -- | 1.47M -- | -412.00K -188.79% | 2.10M +18.50% | 4.42M +178.13% | 3.33M +126.98% | -4.97M -1106.55% | 3.48M +66.11% | 3.32M -25.02% | 1.61M -51.71% | 1.75M +135.20% | 2.33M -32.99% | 2.77M -16.49% | 2.52M +56.31% | 3.10M +76.97% | 3.04M +30.45% | 3.03M +9.24% | 5.30M +110.85% | 11.16M +260.51% | 22.54M -- |
Operating Profit | 2.41M -- | 5.94M -- | 7.22M +198.96% | 10.35M -- | 11.18M -- | 13.53M +127.88% | 12.65M +75.25% | 7.27M -29.76% | 7.12M -36.35% | 9.00M -33.47% | 5.22M -58.69% | 6.28M -13.65% | 6.50M -8.66% | 5.81M -35.42% | 4.51M -13.70% | 4.18M -33.43% | 4.61M -29.06% | 3.69M -36.49% | 4.44M -1.62% | 5.43M +29.89% | 6.41M +39.04% | 5.49M +48.66% | 21.76M -- |
Income Before Income Taxes | 2.41M -- | 5.94M -- | 7.22M +198.96% | 10.35M -- | 11.18M -- | 13.53M +127.88% | 12.65M +75.25% | 7.27M -29.76% | 7.12M -36.35% | 9.00M -33.47% | 5.22M -58.69% | 6.28M -13.65% | 6.50M -8.66% | 5.81M -35.42% | 4.51M -13.70% | 4.18M -33.43% | 4.61M -29.06% | 3.69M -36.49% | 4.44M -1.62% | 5.43M +29.89% | 6.41M +39.04% | 5.49M +48.66% | 21.76M -- |
Income Tax Expense | 600.00K -- | 1.32M -- | 1.93M +221.00% | 2.61M -- | 2.74M -- | 3.42M +158.79% | 3.21M +66.87% | 1.79M -31.54% | 3.46M +26.44% | 2.45M -28.16% | 1.36M -57.56% | 1.64M -8.29% | 1.70M -51.01% | 1.66M -32.56% | 1.19M -12.46% | 998.00K -39.07% | 1.16M -31.78% | 898.00K -45.74% | 1.25M +4.44% | 1.33M +33.27% | 1.52M +31.37% | 1.57M +75.06% | 5.67M -- |
Current Income Tax | -- -- | 4.25M -- | -- -- | -- -- | -- -- | 12.06M +183.50% | -- -- | -- -- | -- -- | 10.26M -14.93% | -- -- | -- -- | -- -- | 4.44M -56.74% | -- -- | -- -- | -- -- | 4.16M -6.33% | -- -- | -- -- | -- -- | 8.86M +113.16% | -- -- |
Deferred Income Tax | -- -- | -312.00K -- | -- -- | -- -- | -- -- | -1.37M -339.42% | -- -- | -- -- | -- -- | 656.00K +147.85% | -- -- | -- -- | -- -- | 1.92M +191.92% | -- -- | -- -- | -- -- | 90.00K -95.30% | -- -- | -- -- | -- -- | -3.19M -3646.67% | -- -- |
Net Income | 1.81M -- | 4.62M -- | 5.29M +191.68% | 7.74M -- | 8.44M -- | 10.11M +119.04% | 9.43M +78.30% | 5.48M -29.16% | 3.65M -56.72% | 6.54M -35.27% | 3.86M -59.07% | 4.64M -15.40% | 4.80M +31.47% | 4.16M -36.49% | 3.31M -14.14% | 3.18M -31.44% | 3.45M -28.10% | 2.79M -32.81% | 3.19M -3.80% | 4.10M +28.84% | 4.89M +41.60% | 3.92M +40.17% | 16.09M -- |
Net Income Attributable to Owners of the Company | 1.81M -- | 4.62M -- | 5.29M +191.68% | 7.74M -- | 8.44M -- | 10.11M +119.04% | 9.43M +78.30% | 5.48M -29.16% | 3.65M -56.72% | 6.54M -35.27% | 3.86M -59.07% | 4.64M -15.40% | 4.80M +31.47% | 4.16M -36.49% | 3.31M -14.14% | 3.18M -31.44% | 3.45M -28.10% | 2.79M -32.81% | 3.19M -3.80% | 4.10M +28.84% | 4.89M +41.60% | 3.92M +40.17% | 16.09M -- |
Other Adjustments | -- -- | 837.00K -- | -- -- | -- -- | -- -- | 1.78M +112.66% | -- -- | -- -- | -- -- | 193.00K -89.16% | -- -- | -- -- | 89.00K -- | 79.00K -59.07% | 52.00K -- | 72.00K -- | 143.00K +60.67% | 123.00K +55.70% | 120.00K +130.77% | 164.00K +127.78% | 239.00K +67.13% | 191.00K +55.28% | 714.00K -- |
Net Income Attributable to Common Stockholders | 1.81M -- | 3.78M -- | 5.29M +191.68% | 7.74M -- | 8.44M -- | 8.33M +120.46% | 9.43M +78.30% | 5.48M -29.16% | 3.65M -56.72% | 6.35M -23.75% | 3.86M -59.07% | 4.64M -15.40% | 4.71M +29.04% | 4.08M -35.80% | 3.26M -15.49% | 3.11M -32.99% | 3.31M -29.78% | 2.67M -34.53% | 3.07M -5.95% | 3.93M +26.54% | 4.65M +40.50% | 3.72M +39.48% | 15.38M -- |
Other Comprehensive Income | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 342.00K -- | -155.00K -- | -168.00K -- | -17.00K -- | 50.00K -85.38% | -26.00K +83.23% | -161.00K -- |
Total Comprehensive Income | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | 4.80M -- | 4.16M -- | 3.31M -- | 3.18M -- | 3.80M -20.98% | 2.64M -36.54% | 3.02M -8.87% | 4.08M +28.30% | 4.94M +30.16% | 3.89M +47.42% | 15.93M -- |
Total Comprehensive Income Attributable to Owners of the Company | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 4.80M -- | 4.16M -- | 3.31M -- | 3.18M -- | 3.80M -20.98% | 2.64M -36.54% | 3.02M -8.87% | 4.08M +28.30% | 4.94M +30.16% | 3.89M +47.42% | 15.93M -- |
You can ask Aime
What is FinWise's gross profit margin?What were the key takeaways from FinWise's earnings call?What is the market's earnings forecast for FinWise next quarter?What were the key takeaways from FinWise’s earnings call?What guidance did FinWise's management provide for the next earnings period?What does FinWise do and what are its main business segments?Did FinWise beat or miss consensus estimates last quarter?What factors drove the changes in FinWise's revenue and profit?
