FinWise Bancorp was incorporated in Utah on May 7, 1999. The bank is an independent bank that provides a full range of banking services to individual and corporate customers. The bank's main sources of income are loans, including Small Business Administration (SBA), commercial, commercial real estate, residential real estate and consumers. The Bank has also established strategic plans with various third-party loan origination platforms that utilize technology to simplify unsecured consumer loans and secured or unsecured commercial loans to borrowers within certain approved credit profiles. Banks earn monthly program fees based on the number of loans in these strategic plans and the interest earned during the period the bank holds the loan. 

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