Commerce Bancshares (CBSH) Fundamental Analysis: Revenue, Earnings & Valuation

2.88 / 10

Underperform

Fundamental analysis rates CBSH as Underperform with a 2.88/10 score. Positive signals include solid net‑income‑to‑revenue ratio and a 41.8% gross margin. However, PB‑ROE and Asset‑MV are negative, and valuation metrics lag, indicating weak financial health.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.92%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.92%

1M Return3.70%

Profit-MV

Value1.35

Score1/3

Weight9.38%

1M Return3.90%

Net income-Revenue

Value0.90

Score2/3

Weight14.47%

1M Return5.96%

PB-ROE

Value-0.85

Score0/3

Weight9.24%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.92%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.92%

1M Return3.70%

Cash-UP

Value0.55

Score2/3

Weight9.54%

1M Return4.32%

Asset-MV

Value-0.55

Score0/3

Weight10.58%

1M Return4.68%

Cash-MV

Value0.43

Score2/3

Weight15.12%

1M Return6.14%

Is CBSH undervalued or overvalued?

CBSH scores 2.88/10 on fundamentals and holds a Premium valuation at present. Backed by its 15.85% ROE, 32.28% net margin, 12.78 P/E ratio, 1.90 P/B ratio, and 9.49% earnings growth, these metrics solidify its Underperform investment rating.