ING
ING Groep·NYSE
--
--(--)
--
--(--)
ING fundamentals
During Q4 2025, ING Groep (ING) reported revenue of 6.81B, a YoY change of 21.60%. Net income was 1.75B, a YoY change of 37.35%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q3,2017 | Q4,2017 | Q3,2018 | Q4,2018 | Q1,2022 | Q2,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
|---|
Start Date | Jul 1, 2017 | Oct 1, 2017 | Jul 1, 2018 | Oct 1, 2018 | Jan 1, 2022 | Apr 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Sep 30, 2017 | Dec 31, 2017 | Sep 30, 2018 | Dec 31, 2018 | Mar 31, 2022 | Jun 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 5.35B -- | 6.25B -- | 5.44B +1.77% | 5.36B -14.17% | 5.10B -- | 13.90B -- | 5.21B -- | 6.05B +18.64% | 5.45B -60.81% | 6.18B -- | 5.98B +14.89% | 6.02B -0.46% | 7.74B +42.15% | 6.59B +6.53% | 5.60B -6.46% | 6.08B +1.00% | 7.97B +2.88% | 6.92B +5.08% | 6.81B +21.60% | 27.78B -- |
Net Interest Income | 4.12B -- | 4.14B -- | 4.07B -1.33% | 4.14B -0.03% | 3.79B -- | 3.84B -- | -- -- | 4.36B +15.14% | 4.58B +19.18% | 4.26B -- | 4.49B -- | 4.13B -5.37% | 4.10B -10.34% | 4.11B -3.56% | 3.81B -15.21% | 3.91B -5.26% | 4.16B +1.45% | 4.35B +5.75% | 4.48B +17.63% | 16.90B -- |
Interest Income | 4.12B -- | 40.50B -- | 4.07B -1.33% | 20.37B -49.70% | -- -- | 12.36B -- | -- -- | 4.36B -- | 23.28B +88.46% | -- -- | 57.96B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Interest Expense | -- -- | 36.36B -- | -- -- | 16.23B -55.36% | -- -- | 4.94B -- | -- -- | -- -- | 18.71B +278.62% | -- -- | 40.09B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Non-Interest Income | 1.22B -- | 2.11B -- | 1.37B +12.25% | 1.22B -41.94% | 1.31B -- | 10.06B -- | -- -- | 1.69B +28.72% | 871.42M -91.34% | 1.92B -- | -1.92B -- | 1.90B +12.21% | 2.02B +131.82% | 2.47B +28.87% | 1.79B +193.03% | 2.18B +14.67% | 2.55B +26.20% | 2.57B +4.01% | 2.32B +29.92% | 9.62B -- |
Gain (Loss) on Trading Securities | -- -- | 2.05B -- | -- -- | 1.62B -21.15% | -- -- | 9.64B -- | -- -- | -- -- | 567.84M -94.11% | 111.13M -- | 1.07B -- | 8.63M -- | 17.14M -96.98% | 57.95M -47.85% | -65.21M -106.09% | 29.15M +237.66% | 24.72M +44.23% | 77.45M +33.64% | 17.60M +127.00% | 148.92M -- |
Gain (Loss) on Foreign Currency Exchange | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 1.36B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Fees and Commissions Income | 759.58M -- | 806.68M -- | 836.78M +10.16% | 803.07M -0.45% | 1.03B -- | 930.69M -- | -- -- | 974.13M -5.88% | 994.81M +6.89% | 962.09M -- | 2.65B -- | 1.08B +10.55% | 1.07B +7.56% | 1.12B +16.88% | 1.04B -60.86% | 1.18B +9.67% | 1.32B +23.42% | 1.37B +21.57% | 1.43B +38.30% | 5.30B -- |
Gain (Loss) on Change in Fair Value | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -4.67B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Non-Interest Income | 464.25M -- | -747.77M -- | 536.94M +15.66% | -1.19B -59.79% | 278.43M -- | -512.98M -- | -- -- | 716.46M +157.32% | -691.24M -34.75% | 846.72M -- | -2.33B -- | 811.48M +13.26% | 932.93M +234.97% | 1.29B +52.55% | 816.69M +135.09% | 965.16M +18.94% | 1.20B +29.06% | 1.13B -12.60% | 871.98M +6.77% | 4.17B -- |
Loan Impairment Loss | 146.48M -- | 228.42M -- | 249.87M +70.58% | 276.09M +20.87% | 1.09B -- | 211.47M -- | -- -- | 165.25M -84.91% | 107.02M -49.40% | 193.69M -- | 95.13M -- | 278.41M +68.47% | 321.33M +200.26% | 374.47M +93.34% | 309.49M +225.33% | 337.91M +21.37% | 351.92M +9.52% | 382.56M +2.16% | 428.36M +38.41% | 1.50B -- |
Income after Deducting Loan Impairment Loss | 5.20B -- | 6.02B -- | 5.19B -0.16% | 5.09B -15.49% | 4.01B -- | 13.69B -- | -- -- | 5.89B +46.93% | 5.34B -60.99% | 5.99B -- | 2.48B -- | 5.75B -2.39% | 5.80B +8.64% | 6.21B +3.70% | 5.29B +113.57% | 5.75B +0.03% | 6.36B +9.62% | 6.54B +5.27% | 6.37B +20.57% | 25.02B -- |
Operating Expenses | 2.70B -- | 3.15B -- | 3.58B +32.47% | 2.94B -6.53% | 3.27B -- | 2.87B -- | -- -- | 3.34B +2.20% | 2.87B +0.04% | 2.96B -- | 5.08B -- | 3.27B -2.01% | 3.05B +6.42% | 3.24B +9.49% | 3.45B -31.96% | 3.45B +5.59% | 3.57B +17.06% | 3.53B +9.21% | 3.92B +13.38% | 14.48B -- |
Fees and Commissions Expenses | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 2.96B -- | -7.38B -- | 3.27B -- | 3.05B -- | 3.24B +9.49% | 359.18M +104.86% | 3.45B +5.59% | 3.57B +17.06% | 3.53B +9.21% | 423.67M +17.95% | 10.98B -- |
Selling, General and Administrative Expenses | -- -- | 6.25B -- | -- -- | 6.21B -0.71% | -- -- | 3.12B -- | -- -- | -- -- | 3.63B +16.37% | -- -- | 10.27B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Operating Expenses | 2.70B -- | -3.11B -- | 3.58B +32.47% | -3.27B -5.18% | 3.27B -- | -250.21M -- | -- -- | 3.34B +2.20% | -758.94M -203.32% | -- -- | 2.20B -- | -- -- | -- -- | -- -- | 3.09B +40.95% | -- -- | -- -- | -- -- | 3.49B +12.85% | -- -- |
Operating Profit | 2.50B -- | 2.87B -- | 1.61B -35.51% | 2.15B -25.31% | 739.90M -- | 10.82B -- | -- -- | 2.55B +244.42% | 2.47B -77.15% | 3.03B -- | -2.60B -- | 2.47B -2.90% | 2.75B +11.21% | 2.97B -1.94% | 1.83B +170.49% | 2.29B -7.33% | 2.79B +1.37% | 3.00B +0.99% | 2.46B +34.12% | 10.54B -- |
Non-Operating Income (Loss) | -- -- | -- -- | -- -- | -- -- | 1.11M -- | -1.05M -- | -- -- | -- -- | -- -- | -- -- | 158.19M -- | -- -- | -- -- | -1.11M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Profit (Loss) from Equity Investments | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 159.29M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Non-Operating Income (Loss) | -- -- | -- -- | -- -- | -- -- | 1.11M -- | -1.05M -- | -- -- | -- -- | -- -- | -- -- | -1.11M -- | -- -- | -- -- | -1.11M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Income Before Income Taxes | 2.50B -- | 2.87B -- | 1.61B -35.51% | 2.15B -25.31% | 741.01M -- | 10.82B -- | 1.83B -- | 2.55B +243.91% | 2.47B -77.14% | 3.03B -- | 2.49B +35.80% | 2.47B -2.90% | 4.37B +76.68% | 2.97B -1.97% | 1.83B -26.21% | 2.29B -7.33% | 4.04B -7.51% | 3.00B +1.03% | 2.46B +34.11% | 11.80B -- |
Income Tax Expense | 846.99M -- | 962.96M -- | 676.40M -20.14% | 588.84M -38.85% | 215.20M -- | 3.13B -- | 615.13M -- | 777.35M +261.21% | 642.10M -79.46% | 864.71M -- | 685.84M +11.49% | 704.65M -9.35% | 1.23B +91.00% | 806.90M -6.69% | 561.02M -18.20% | 652.08M -7.46% | 1.07B -12.47% | 824.97M +2.24% | 711.20M +26.77% | 3.26B -- |
Current Income Tax | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 3.01B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -1.17B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Items Affecting Net Income | 1.18M -- | 1.20M -- | 1.16M -1.62% | -1.15M -195.29% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Net Income | 1.65B -- | 1.91B -- | 934.41M -43.38% | 1.56B -18.60% | 525.81M -- | 7.70B -- | 1.22B -- | 1.77B +236.82% | 1.83B -76.20% | 2.17B -- | 1.80B +48.09% | 1.77B -0.07% | 3.14B +71.67% | 2.17B -0.10% | 1.27B -29.26% | 1.64B -7.27% | 2.97B -5.58% | 2.18B +0.58% | 1.75B +37.35% | 8.54B -- |
Net Income Attributable to Minority Interests | 24.81M -- | 20.44M -- | 32.54M +31.18% | 33.22M +62.56% | 51.03M -- | 35.59M -- | -- -- | 41.31M -19.04% | 67.70M +90.21% | 70.91M -- | 75.22M -- | 65.83M +59.33% | 61.05M -9.82% | 72.44M +2.16% | 76.60M +1.83% | 70.17M +6.61% | 72.97M +19.53% | 82.14M +13.39% | 91.54M +19.51% | 316.83M -- |
Net Income Attributable to Owners of the Company | 1.63B -- | 1.89B -- | 901.87M -44.52% | 1.52B -19.48% | 474.78M -- | 7.66B -- | -- -- | 1.73B +264.32% | 1.76B -76.98% | 2.10B -- | -1.76B -- | 1.70B -1.56% | 1.91B +8.11% | 2.10B -0.12% | 1.19B +167.96% | 1.57B -7.75% | 1.97B +3.40% | 2.10B +0.09% | 1.66B +38.63% | 7.30B -- |
Other Adjustments | -- -- | -- -- | -- -- | -- -- | -1.11M -- | 1.05M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Net Income Attributable to Common Stockholders | 1.63B -- | 1.89B -- | 901.87M -44.52% | 1.52B -19.48% | 475.89M -- | 7.66B -- | -- -- | 1.73B +263.47% | 1.76B -76.97% | 2.10B -- | -1.76B -- | 1.70B -1.49% | 1.91B +8.11% | 2.09B -0.17% | 1.20B +168.02% | 1.57B -7.81% | 1.97B +3.34% | 2.10B +0.14% | 1.66B +38.51% | 7.29B -- |
Other Comprehensive Income | -- -- | -2.13B -- | -- -- | -559.05M +73.76% | -- -- | -1.61B -- | -- -- | -- -- | 203.11M +112.59% | -- -- | -- -- | -- -- | 610.53M +200.59% | -- -- | -- -- | -- -- | -30.60M -105.01% | -- -- | -- -- | -- -- |
Total Comprehensive Income | -- -- | 4.54B -- | -- -- | 5.02B +10.62% | -- -- | 6.58B -- | -- -- | -- -- | 3.81B -42.04% | -- -- | -- -- | -- -- | 5.51B +44.52% | -- -- | -- -- | -- -- | 4.73B -14.23% | -- -- | -- -- | -- -- |
Total Comprehensive Income Attributable to Minority Interests | -- -- | 131.04M -- | -- -- | 151.22M +15.40% | -- -- | -294.18M -- | -- -- | -- -- | 238.06M +180.92% | -- -- | 491.15M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Total Comprehensive Income Attributable to Owners of the Company | -- -- | 4.41B -- | -- -- | 4.87B +10.48% | -- -- | 6.87B -- | -- -- | -- -- | 3.58B -47.98% | -- -- | 5.44B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
You can ask Aime
What guidance did ING Groep's management provide for the next earnings period?What is the revenue and EPS growth rate for ING Groep year over year?What were the key takeaways from ING Groep's earnings call?What does ING Groep do and what are its main business segments?What is the market's earnings forecast for ING Groep next quarter?What is ING Groep's latest dividend and current dividend yield?Did ING Groep beat or miss consensus estimates last quarter?What were the key takeaways from ING Groep’s earnings call?
