Northeast Bank (NBN) Fundamental Analysis: Revenue, Earnings & Valuation

2.86 / 10

Underperform

Fundamental analysis rates NBN as Underperform with a 2.9/10 score. Strengths include solid net‑income‑to‑revenue ratio, healthy gross margin (41.8%) and strong profit‑to‑EBIT. Weaknesses are low PB‑ROE, poor asset‑to‑market value and limited cash advantage, indicating defensive quality.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.69%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.69%

1M Return3.70%

Profit-MV

Value0.67

Score2/3

Weight16.78%

1M Return6.92%

Net income-Revenue

Value0.90

Score2/3

Weight14.05%

1M Return5.96%

PB-ROE

Value-0.89

Score0/3

Weight8.97%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.69%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.69%

1M Return3.70%

Cash-UP

Value-0.15

Score2/3

Weight9.26%

1M Return4.32%

Asset-MV

Value-0.55

Score0/3

Weight10.27%

1M Return4.68%

Cash-MV

Value0.49

Score1/3

Weight9.92%

1M Return4.31%

Is NBN undervalued or overvalued?

NBN scores 2.86/10 on fundamentals and holds a Premium valuation at present. Backed by its 8.40% ROE, 39.64% net margin, 11.37 P/E ratio, 1.85 P/B ratio, and 20.80% earnings growth, these metrics solidify its Underperform investment rating.