California BanCorp (BCAL) Fundamental Analysis: Revenue, Earnings & Valuation

3.09 / 10

Netural

Fundamental score is low (3.1/10). Revenue‑MV and Net‑income‑Revenue are positive, but PB‑ROE and Cash‑MV are poor, dragging quality. Gross margin sits at 48% and liability ratios are moderate, indicating limited financial strength.

Analysis Checks(8/10)

Revenue-MV

Value-0.71

Score2/3

Weight13.74%

1M Return6.11%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.00%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.00%

1M Return3.48%

Profit-MV

Value1.40

Score2/3

Weight13.84%

1M Return6.04%

Net income-Revenue

Value0.74

Score2/3

Weight13.16%

1M Return6.11%

PB-ROE

Value-0.91

Score0/3

Weight8.18%

1M Return3.52%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.00%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.00%

1M Return3.48%

Asset-MV

Value-0.55

Score2/3

Weight16.16%

1M Return7.16%

Cash-MV

Value-0.04

Score0/3

Weight6.92%

1M Return3.33%

Is BCAL fundamentally strong?

BCAL scores 3.09/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.59% ROE, 35.00% net margin, 8.97 P/E ratio, 0.98 P/B ratio, and 786.36% earnings growth, these metrics solidify its Netural investment rating.