Bancfirst (BANF) Fundamental Analysis: Revenue, Earnings & Valuation

2.61 / 10

Underperform

Fundamentally, BANF scores 2.6/10, indicating poor quality. Strengths lie in net‑income‑to‑revenue and gross margin, while PB‑ROE and profit‑to‑market‑value are weak. The stock is rated Underperform, suggesting limited upside.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.99%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.98%

1M Return3.70%

Profit-MV

Value1.12

Score0/3

Weight8.62%

1M Return4.03%

Net income-Revenue

Value0.83

Score2/3

Weight14.59%

1M Return5.96%

PB-ROE

Value-0.83

Score0/3

Weight9.32%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.99%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.98%

1M Return3.70%

Cash-UP

Value-0.54

Score2/3

Weight9.62%

1M Return4.32%

Asset-MV

Value-0.55

Score0/3

Weight10.67%

1M Return4.68%

Cash-MV

Value-0.57

Score2/3

Weight15.25%

1M Return6.14%

Is BANF undervalued or overvalued?

BANF scores 2.61/10 on fundamentals and holds a Premium valuation at present. Backed by its 13.85% ROE, 34.84% net margin, 15.21 P/E ratio, 1.97 P/B ratio, and 10.23% earnings growth, these metrics solidify its Underperform investment rating.