YRD
Yiren Digital·NYSE
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YRD fundamentals
Yiren Digital (YRD) released its earnings on Nov 25, 2025: revenue was 218.42M (YoY +3.63%), beat estimates; EPS was 0.512319 (YoY +77.03%), missed estimates.
Revenue / YoY
218.42M
+3.63%
EPS / YoY
0.512319
+77.03%
Report date
Nov 25, 2025
YRD Earnings Call Summary for Q3,2025
- Revenue Growth: Financial Services up 70% YoY, Internet Insurance premium +204% QoQ.
- AI Efficiency: 38% QoQ increase in high-intent users, 92% customer service accuracy.
- Risk Management: Delinquency rates stable, new borrower risk trends improving.
- Cash Position: RMB 4.3 billion supports Q4 2025 growth despite YoY net income decline.
- Strategic Moves: Indonesia expansion, blockchain partnerships, and AI-driven cost savings.
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Revenue
Revenue & Expenses
YRD has released its 2025 Q3 earnings report, with revenue of 218.42M, reflecting a YoY change of 3.63%, and net profit of 44.62M, showing a YoY change of -11.91%. The Sankey diagram below clearly presents YRD's revenue sources and cost distribution.
Key Indicators
Yiren Digital (YRD) key financial stats and ratios, covering profitability, financial health, and leverage.
Yiren Digital (YRD)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Yiren Digital (YRD)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Yiren Digital (YRD)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Yiren Digital (YRD) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Yiren Digital (YRD) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Yiren Digital’s earnings call?What is the market's earnings forecast for Yiren Digital next quarter?What were the key takeaways from Yiren Digital's earnings call?What guidance did Yiren Digital's management provide for the next earnings period?What does Yiren Digital do and what are its main business segments?What is the revenue and EPS growth rate for Yiren Digital year over year?What is Yiren Digital's latest dividend and current dividend yield?Did Yiren Digital beat or miss consensus estimates last quarter?
