XYZ
Block·NYSE
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XYZ fundamentals
Block (XYZ) released its earnings on Feb 26, 2026: revenue was 6.25B (YoY +3.65%), beat estimates; EPS was 0.65 (YoY -8.45%), beat estimates.
Revenue / YoY
6.25B
+3.65%
EPS / YoY
0.65
-8.45%
Report date
Feb 26, 2026
XYZ Earnings Call Summary for Q4,2025
- Workforce Restructuring: Reduced to ~6,000 employees to accelerate AI adoption and achieve 40%+ developer velocity, enabling faster product innovation.
- 2025 Financial Success: $10.36B gross profit (+17% YoY), Rule of 40+ in Q4, and $2.3B share buybacks.
- 2026 Guidance: 18% gross profit growth to $12.2B, 54% YoY increase in adjusted operating income to $3.2B, and $3.66 EPS.
- Cash App Strength: 59M monthly actives, 9.3M primary banking actives (+22% YoY), and 10x higher gross profit per banking active.
- Square Growth: 29% YoY NVA growth, 10% GPV growth, and 17% Q4 Commerce enablement volume growth.
- Lending Dominance: Borrow origination volume +3x YoY in Q4, 69% YoY growth in consumer lending, and healthy risk loss trends.
- AI Differentiation: Unique access to real-time buyer-seller data powers proactive solutions like MoneyBot and ManagerBot, giving Block a competitive edge in the financial ecosystem.
EPS
Actual | -0.02 | 0.18 | 0.34 | 0.32 | 0.41 | 0.66 | 0.37 | 0.27 | 0.18 | 0.18 | 0.42 | 0.22 | 0.4 | 0.39 | 0.55 | 0.45 | 0.85 | 0.93 | 0.88 | 0.71 | 0.56 | 0.62 | 0.54 | 0.65 | ||||||||||
Forecast | 0.1286 | -0.0335 | 0.1614 | 0.242 | 0.171 | 0.3318 | 0.3789 | 0.2305 | 0.2039 | 0.1608 | 0.2303 | 0.3022 | 0.3515 | 0.3648 | 0.4653 | 0.5847 | 0.7204 | 0.8289 | 0.8826 | 0.8783 | 0.9745 | 0.627 | 0.6378 | 0.6446 | ||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -115.55% | +637.31% | +110.66% | +32.23% | +139.77% | +98.92% | -2.35% | +17.14% | -11.72% | +11.94% | +82.37% | -27.20% | +13.80% | +6.91% | +18.20% | -23.04% | +17.99% | +12.20% | -0.29% | -19.16% | -42.53% | -1.12% | -15.33% | +0.84% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.38B | 1.92B | 3.03B | 3.16B | 5.06B | 4.68B | 3.84B | 4.08B | 3.96B | 4.40B | 4.52B | 4.65B | 4.99B | 5.53B | 5.62B | 5.77B | 5.96B | 6.16B | 5.98B | 6.03B | 5.77B | 6.05B | 6.11B | 6.25B |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.26B | 1.19B | 2.04B | 3.10B | 3.35B | 5.05B | 4.39B | 4.04B | 4.14B | 4.33B | 4.49B | 4.63B | 4.59B | 5.10B | 5.41B | 5.70B | 5.83B | 6.27B | 6.24B | 6.29B | 6.19B | 6.30B | 6.30B | 6.23B |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | +9.71% | +62.33% | +48.48% | +2.01% | +51.08% | -7.34% | -12.35% | +0.89% | -4.24% | +1.72% | +0.49% | +0.53% | +8.65% | +8.47% | +3.78% | +1.33% | +2.20% | -1.84% | -4.17% | -4.17% | -6.70% | -3.84% | -2.99% | +0.35% |
Earnings Call
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