Symbols

XYZ

Block·NYSE

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XYZ fundamentals

XYZ Q4 2025 Earnings

Block (XYZ) released its earnings on Feb 26, 2026: revenue was 6.25B (YoY +3.65%), beat estimates; EPS was 0.65 (YoY -8.45%), beat estimates.

Revenue / YoY

6.25B

+3.65%

EPS / YoY

0.65

-8.45%

Report date

Feb 26, 2026

XYZ Earnings Call Summary for Q4,2025

Workforce Restructuring: Reduced to ~6,000 employees to accelerate AI adoption and achieve 40%+ developer velocity, enabling faster product innovation.
2025 Financial Success: $10.36B gross profit (+17% YoY), Rule of 40+ in Q4, and $2.3B share buybacks.
2026 Guidance: 18% gross profit growth to $12.2B, 54% YoY increase in adjusted operating income to $3.2B, and $3.66 EPS.
Cash App Strength: 59M monthly actives, 9.3M primary banking actives (+22% YoY), and 10x higher gross profit per banking active.
Square Growth: 29% YoY NVA growth, 10% GPV growth, and 17% Q4 Commerce enablement volume growth.
Lending Dominance: Borrow origination volume +3x YoY in Q4, 69% YoY growth in consumer lending, and healthy risk loss trends.
AI Differentiation: Unique access to real-time buyer-seller data powers proactive solutions like MoneyBot and ManagerBot, giving Block a competitive edge in the financial ecosystem.

Earnings

EPS

Revenue

Revenue & Expenses

XYZ has released its 2025 Q4 earnings report, with revenue of 6.25B, reflecting a YoY change of 3.65%, and net profit of 115.56M, showing a YoY change of -94.00%. The Sankey diagram below clearly presents XYZ's revenue sources and cost distribution.

Key Indicators

Block (XYZ) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Block (XYZ)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Block (XYZ)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Block (XYZ)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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Breakdown