Voya Financial (VOYA) Fundamental Analysis: Revenue, Earnings & Valuation

9.02 / 10

Outperform

Fundamentals score 9/10, rated Outperform. Profit‑MV and Cash‑UP are bullish, while PB‑ROE and operating‑revenue YoY growth show weakness. Asset‑MV is strong, revenue‑MV neutral. Overall, the balance sheet and profitability metrics are solid, supporting a positive valuation.

Analysis Checks(5/10)

Revenue-MV

Value1.03

Score1/3

Weight-2.66%

1M Return-0.49%

Days sales outstanding

Value223.49

Score2/3

Weight4.64%

1M Return0.68%

Profit-MV

Value1.58

Score2/3

Weight16.10%

1M Return2.21%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight4.82%

1M Return0.71%

PB-ROE

Value-1.02

Score1/3

Weight-12.70%

1M Return-2.01%

Net cash flow from operating activities (YoY growth rate %)

Value-4.24

Score0/3

Weight-12.80%

1M Return-2.20%

Cash-UP

Value1.05

Score2/3

Weight-11.56%

1M Return-2.12%

Operating revenue (YoY growth rate %)

Value177.16

Score1/3

Weight-4.22%

1M Return-0.60%

Asset-MV

Value-0.55

Score3/3

Weight124.34%

1M Return11.07%

Cash-MV

Value1.15

Score1/3

Weight-5.96%

1M Return-1.18%

Is VOYA undervalued or overvalued?

VOYA scores 9.02/10 on fundamentals and holds a Discounted valuation at present. Backed by its 9.40% ROE, 8.95% net margin, 10.02 P/E ratio, 0.87 P/B ratio, and 1.43% earnings growth, these metrics solidify its Outperform investment rating.