VOYA
Voya Financial·NYSE
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6.20 / 10
Outperform
VOYA's fundamental profile shows positive quality (6.2/10), supported by constructive metrics such as Days Sales Outstanding and Net Profit Margin, though drawbacks in PB-ROE and Revenue-MV temper the outlook. The Asset-MV factor is in Group 4, historically associated with 9.65% one-month returns, while Net Profit Margin in Group 1 yields only 0.86% monthly returns, indicating variability in factor effectiveness.
Analysis Checks(6/10)
Revenue-MV
Value1.03
Score1/3
Weight3.04%
1M Return1.82%
Value1.03
Score1/3
Weight3.04%
1M Return1.82%
Profit-MV
Value1.65
Score2/3
Weight7.57%
1M Return3.72%
Value1.65
Score2/3
Weight7.57%
1M Return3.72%
PB-ROE
Value-1.01
Score1/3
Weight1.22%
1M Return0.61%
Value-1.01
Score1/3
Weight1.22%
1M Return0.61%
Net profit margin (%)
Value-1256.29
Score2/3
Weight1.61%
1M Return0.86%
Value-1256.29
Score2/3
Weight1.61%
1M Return0.86%
Asset-MV
Value-0.50
Score2/3
Weight24.57%
1M Return9.65%
Value-0.50
Score2/3
Weight24.57%
1M Return9.65%
Days sales outstanding
Value313.91
Score2/3
Weight2.40%
1M Return1.29%
Value313.91
Score2/3
Weight2.40%
1M Return1.29%
Net income-Revenue
Value-0.44
Score3/3
Weight34.86%
1M Return22.66%
Value-0.44
Score3/3
Weight34.86%
1M Return22.66%
Net cash flow from operating activities (YoY growth rate %)
Value-482.59
Score0/3
Weight-3.27%
1M Return-1.99%
Value-482.59
Score0/3
Weight-3.27%
1M Return-1.99%
Income tax / Total profit (%)
Value12.43
Score1/3
Weight0.73%
1M Return0.43%
Value12.43
Score1/3
Weight0.73%
1M Return0.43%
Cash-MV
Value0.14
Score3/3
Weight27.27%
1M Return18.75%
Value0.14
Score3/3
Weight27.27%
1M Return18.75%
Revenue-MV
Value1.03
Score1/3
Weight3.04%
1M Return1.82%
Value1.03
Score1/3
Weight3.04%
1M Return1.82%
Days sales outstanding
Value313.91
Score2/3
Weight2.40%
1M Return1.29%
Value313.91
Score2/3
Weight2.40%
1M Return1.29%
Profit-MV
Value1.65
Score2/3
Weight7.57%
1M Return3.72%
Value1.65
Score2/3
Weight7.57%
1M Return3.72%
Net income-Revenue
Value-0.44
Score3/3
Weight34.86%
1M Return22.66%
Value-0.44
Score3/3
Weight34.86%
1M Return22.66%
PB-ROE
Value-1.01
Score1/3
Weight1.22%
1M Return0.61%
Value-1.01
Score1/3
Weight1.22%
1M Return0.61%
Net cash flow from operating activities (YoY growth rate %)
Value-482.59
Score0/3
Weight-3.27%
1M Return-1.99%
Value-482.59
Score0/3
Weight-3.27%
1M Return-1.99%
Net profit margin (%)
Value-1256.29
Score2/3
Weight1.61%
1M Return0.86%
Value-1256.29
Score2/3
Weight1.61%
1M Return0.86%
Income tax / Total profit (%)
Value12.43
Score1/3
Weight0.73%
1M Return0.43%
Value12.43
Score1/3
Weight0.73%
1M Return0.43%
Asset-MV
Value-0.50
Score2/3
Weight24.57%
1M Return9.65%
Value-0.50
Score2/3
Weight24.57%
1M Return9.65%
Cash-MV
Value0.14
Score3/3
Weight27.27%
1M Return18.75%
Value0.14
Score3/3
Weight27.27%
1M Return18.75%
Is VOYA undervalued or overvalued?
- VOYA scores 6.20/10 on fundamentals and holds a Discounted valuation at present. Backed by its 9.40% ROE, 8.95% net margin, 11.64 P/E ratio, 1.01 P/B ratio, and 1.43% earnings growth, these metrics solidify its Outperform investment rating.
