VEL
Velocity Financial·NYSE
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VEL fundamentals
Velocity Financial (VEL) released its earnings on Nov 7, 2025: revenue was 85.77M (YoY +53.56%), beat estimates; EPS was 0.69 (YoY +46.81%), beat estimates.
Revenue / YoY
85.77M
+53.56%
EPS / YoY
0.69
+46.81%
Report date
Nov 7, 2025
VEL Earnings Call Summary for Q3,2025
- Revenue Growth: Q3 pretax earnings up 66.5%, production volumes 60% YoY, driven by North American market recovery.
- Strategic Funding: Completed first single-counterparty securitization, reducing transaction costs and diversifying funding.
- Credit Discipline: Weighted average LTV 65.5%, stable coupons at 10.5%, and nonperforming loans down 0.5pt QoQ.
- Operational Scale: Headcount up 82 YoY to 347, supporting 32% YoY portfolio growth and stable NIM.
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Key Indicators
Velocity Financial (VEL) key financial stats and ratios, covering profitability, financial health, and leverage.
Velocity Financial (VEL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Velocity Financial (VEL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Velocity Financial (VEL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Velocity Financial (VEL) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Velocity Financial (VEL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Velocity Financial beat or miss consensus estimates last quarter?What is Velocity Financial's latest dividend and current dividend yield?What factors drove the changes in Velocity Financial's revenue and profit?What is Velocity Financial's gross profit margin?What is the market's earnings forecast for Velocity Financial next quarter?What is the revenue and EPS growth rate for Velocity Financial year over year?What guidance did Velocity Financial's management provide for the next earnings period?What were the key takeaways from Velocity Financial’s earnings call?
