Velocity Financial (VEL) Fundamental Analysis: Revenue, Earnings & Valuation

9.41 / 10

Outperform

Fundamental analysis rates VEL as Outperform (9.4/10). Revenue‑MV and Profit‑MV are positive, Asset‑MV and Cash‑MV also score well. Challenges appear in operating revenue growth and PB‑ROE, which are below average. Overall, the company’s financial metrics indicate a promising investment case.

Analysis Checks(6/10)

Revenue-MV

Value-0.01

Score2/3

Weight13.79%

1M Return1.93%

Days sales outstanding

Value223.49

Score2/3

Weight4.93%

1M Return0.68%

Profit-MV

Value1.77

Score2/3

Weight17.13%

1M Return2.21%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight5.13%

1M Return0.71%

PB-ROE

Value-0.97

Score1/3

Weight-13.51%

1M Return-2.01%

Net cash flow from operating activities (YoY growth rate %)

Value-51.90

Score0/3

Weight-13.62%

1M Return-2.20%

Cash-UP

Value-0.15

Score0/3

Weight-40.44%

1M Return-8.25%

Operating revenue (YoY growth rate %)

Value177.16

Score1/3

Weight-4.49%

1M Return-0.60%

Asset-MV

Value-0.55

Score3/3

Weight132.25%

1M Return11.07%

Cash-MV

Value0.02

Score2/3

Weight-1.18%

1M Return-0.18%

Is VEL fundamentally strong?

VEL scores 9.41/10 on fundamentals and holds a Discounted valuation at present. Backed by its 17.34% ROE, 30.05% net margin, 6.90 P/E ratio, 1.06 P/B ratio, and 35.75% earnings growth, these metrics solidify its Outperform investment rating.