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UWMC

UWM Holdings·NYSE
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UWMC fundamentals

UWM Holdings (UWMC) released its earnings on Nov 6, 2025: revenue was 843.25M (YoY +60.18%), beat estimates; EPS was 0.01 (YoY 0.00%), missed estimates.
Revenue / YoY
843.25M
+60.18%
EPS / YoY
0.01
0.00%
Report date
Nov 6, 2025
UWMC Earnings Call Summary for Q3,2025
  • Record Q3 Production: $41.7 billion, driven by 14,000 AI-generated closings and 130 basis point margin.
  • AI Dominance: Mia's 40% answer rate and seamless execution highlight UWM's tech leadership.
  • Servicing Expansion: $40-$100 million investment to bring 100% servicing in-house by 2026, enhancing broker exclusivity.
  • Q4 Outlook: $43-$50 billion production target with margin flexibility to capitalize on rate dips.
  • Liquidity Strength: $3 billion available post $1 billion bond issuance, supporting growth without leverage risk.
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Revenue

Revenue & Expenses

UWMC has released its 2025 Q3 earnings report, with revenue of 843.25M, reflecting a YoY change of 13.10%, and net profit of 12.09M, showing a YoY change of -62.16%. The Sankey diagram below clearly presents UWMC's revenue sources and cost distribution.

Key Indicators

UWM Holdings (UWMC) key financial stats and ratios, covering profitability, financial health, and leverage.
UWM Holdings (UWMC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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UWM Holdings (UWMC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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UWM Holdings (UWMC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does UWM Holdings (UWMC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track UWM Holdings (UWMC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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