UVE
Universal Insurance Holdings·NYSE
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5.70 / 10
Netural
Assessment shows moderate fundamentals at 5.7/10. Constructive elements: Asset-MV and Revenue-MV, whereas limitations surface in Cash-UP and PB-ROE. Investment case: mixed.
Analysis Checks(8/10)
Revenue-MV
Value1.30
Score2/3
Weight16.49%
1M Return4.03%
Value1.30
Score2/3
Weight16.49%
1M Return4.03%
PB-ROE
Value-0.80
Score1/3
Weight5.12%
1M Return1.44%
Value-0.80
Score1/3
Weight5.12%
1M Return1.44%
Current assets turnover ratio
Value1.78
Score2/3
Weight10.68%
1M Return2.86%
Value1.78
Score2/3
Weight10.68%
1M Return2.86%
Fixed assets turnover ratio
Value7993.84
Score3/3
Weight10.53%
1M Return2.86%
Value7993.84
Score3/3
Weight10.53%
1M Return2.86%
Asset-MV
Value-0.51
Score2/3
Weight15.93%
1M Return3.85%
Value-0.51
Score2/3
Weight15.93%
1M Return3.85%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score3/3
Weight11.76%
1M Return3.19%
Value100.00
Score3/3
Weight11.76%
1M Return3.19%
Total profit (YoY growth rate %)
Value100.11
Score2/3
Weight15.44%
1M Return4.13%
Value100.11
Score2/3
Weight15.44%
1M Return4.13%
Cash-UP
Value-0.76
Score0/3
Weight-7.72%
1M Return-2.80%
Value-0.76
Score0/3
Weight-7.72%
1M Return-2.80%
Cost of sales ratio (%)
Value70.54
Score3/3
Weight11.04%
1M Return2.99%
Value70.54
Score3/3
Weight11.04%
1M Return2.99%
Current ratio
Value9.94
Score3/3
Weight10.74%
1M Return2.90%
Value9.94
Score3/3
Weight10.74%
1M Return2.90%
Revenue-MV
Value1.30
Score2/3
Weight16.49%
1M Return4.03%
Value1.30
Score2/3
Weight16.49%
1M Return4.03%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score3/3
Weight11.76%
1M Return3.19%
Value100.00
Score3/3
Weight11.76%
1M Return3.19%
PB-ROE
Value-0.80
Score1/3
Weight5.12%
1M Return1.44%
Value-0.80
Score1/3
Weight5.12%
1M Return1.44%
Total profit (YoY growth rate %)
Value100.11
Score2/3
Weight15.44%
1M Return4.13%
Value100.11
Score2/3
Weight15.44%
1M Return4.13%
Current assets turnover ratio
Value1.78
Score2/3
Weight10.68%
1M Return2.86%
Value1.78
Score2/3
Weight10.68%
1M Return2.86%
Cash-UP
Value-0.76
Score0/3
Weight-7.72%
1M Return-2.80%
Value-0.76
Score0/3
Weight-7.72%
1M Return-2.80%
Fixed assets turnover ratio
Value7993.84
Score3/3
Weight10.53%
1M Return2.86%
Value7993.84
Score3/3
Weight10.53%
1M Return2.86%
Cost of sales ratio (%)
Value70.54
Score3/3
Weight11.04%
1M Return2.99%
Value70.54
Score3/3
Weight11.04%
1M Return2.99%
Asset-MV
Value-0.51
Score2/3
Weight15.93%
1M Return3.85%
Value-0.51
Score2/3
Weight15.93%
1M Return3.85%
Current ratio
Value9.94
Score3/3
Weight10.74%
1M Return2.90%
Value9.94
Score3/3
Weight10.74%
1M Return2.90%
Is UVE undervalued or overvalued?
- UVE scores 5.70/10 on fundamentals and holds a Fair valuation at present. Backed by its 26.80% ROE, 7.74% net margin, 7.27 P/E ratio, 1.80 P/B ratio, and 73.12% earnings growth, these metrics solidify its Netural investment rating.
