UNM
Unum Group·NYSE
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UNM fundamentals
Unum Group (UNM) released its earnings on Nov 3, 2025: revenue was 3.38B (YoY +4.97%), beat estimates; EPS was 2.09 (YoY -1.88%), missed estimates.
Revenue / YoY
3.38B
+4.97%
EPS / YoY
2.09
-1.88%
Report date
Nov 3, 2025
UNM Earnings Call Summary for Q3,2025
- Core growth momentum: 4% premium growth in Unum US, 12% sales growth, and 89.8% persistency highlight strong execution.
- Closed Block management: $478 million reserve increase reflects strategic actions to derisk LTC, with no capital contributions needed.
- Digital innovation: HR Connect and Total Leave platforms drove 12% sales growth, reinforcing competitive advantage.
- Capital discipline: $1.3 billion capital return expected for 2025, with 455% RBC ratio and $2 billion liquidity buffer.
- LTC reinsurance success: Transaction reduced risk and added $101 million after-tax gain, positioning for future transactions.
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Key Indicators
Unum Group (UNM) key financial stats and ratios, covering profitability, financial health, and leverage.
Unum Group (UNM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Unum Group (UNM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Unum Group (UNM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Unum Group (UNM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Unum Group (UNM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the revenue and EPS growth rate for Unum Group year over year?What does Unum Group do and what are its main business segments?What guidance did Unum Group's management provide for the next earnings period?What is Unum Group's latest dividend and current dividend yield?What were the key takeaways from Unum Group’s earnings call?What is the market's earnings forecast for Unum Group next quarter?Did Unum Group beat or miss consensus estimates last quarter?What is Unum Group's gross profit margin?
