UNH
UnitedHealth Group·NYSE
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UNH fundamentals
UnitedHealth Group (UNH) released its earnings on Oct 28, 2025: revenue was 113.16B (YoY +12.24%), beat estimates; EPS was 2.92 (YoY -59.16%), beat estimates.
Revenue / YoY
113.16B
+12.24%
EPS / YoY
2.92
-59.16%
Report date
Oct 28, 2025
UNH Earnings Call Summary for Q3,2025
- Revenue Growth: Q3 revenue up 12% YoY to $113B, driven by membership expansion and pricing actions.
- Margin Recovery: 2026 Commercial margins to improve by 150bps, Medicare margins to stabilize post-V28 cuts.
- Optum Restructuring: 200K PPO exits, 10% VBC membership decline in 2026, targeting 6-8% Optum Health margins by 2027.
- AI Innovation: Optum Insight launching AI-first tools with 13:1 ROI in Crimson AI, positioning for long-term growth.
- Challenges: $6B+ V28 headwind in 2026, Medicaid margin trough in 2026, and elevated medical trends across segments.
EPS
Revenue
Revenue & Expenses
UNH has released its 2025 Q3 earnings report, with revenue of 113.16B, reflecting a YoY change of 12.24%, and net profit of 2.54B, showing a YoY change of -59.36%. The Sankey diagram below clearly presents UNH's revenue sources and cost distribution.
Key Indicators
UnitedHealth Group (UNH) key financial stats and ratios, covering profitability, financial health, and leverage.
UnitedHealth Group (UNH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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UnitedHealth Group (UNH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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UnitedHealth Group (UNH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does UnitedHealth Group (UNH) generate its revenue? Explore its key revenue streams and top earning regions.
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Track UnitedHealth Group (UNH) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from UnitedHealth Group’s earnings call?What is UnitedHealth Group's gross profit margin?What is UnitedHealth Group's latest dividend and current dividend yield?What guidance did UnitedHealth Group's management provide for the next earnings period?What were the key takeaways from UnitedHealth Group's earnings call?What does UnitedHealth Group do and what are its main business segments?Did UnitedHealth Group beat or miss consensus estimates last quarter?What factors drove the changes in UnitedHealth Group's revenue and profit?
