UCB
United Community Banks·NYSE
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2.07 / 10
Underperform
Fundamental score: 2.1/10 indicating concerning quality. Bullish factors include Asset-MV and ROE (%), with caution warranted for Revenue-MV and Cash-MV.. Overall assessment: constrained.
Analysis Checks(6/10)
Revenue-MV
Value0.21
Score0/3
Weight9.04%
1M Return3.38%
Value0.21
Score0/3
Weight9.04%
1M Return3.38%
Net profit attributable to parent company shareholders / Net profit (%)
Value96.13
Score2/3
Weight11.56%
1M Return4.51%
Value96.13
Score2/3
Weight11.56%
1M Return4.51%
PB-ROE
Value2.46
Score0/3
Weight9.88%
1M Return3.62%
Value2.46
Score0/3
Weight9.88%
1M Return3.62%
ROE (diluted) (%)
Value6.46
Score1/3
Weight8.75%
1M Return3.43%
Value6.46
Score1/3
Weight8.75%
1M Return3.43%
ROE (%)
Value6.61
Score2/3
Weight8.63%
1M Return3.42%
Value6.61
Score2/3
Weight8.63%
1M Return3.42%
Annualized return on equity (%)
Value8.81
Score2/3
Weight8.63%
1M Return3.42%
Value8.81
Score2/3
Weight8.63%
1M Return3.42%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.46%
1M Return3.46%
Value36.70
Score3/3
Weight8.46%
1M Return3.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.44%
1M Return3.44%
Value100.00
Score3/3
Weight8.44%
1M Return3.44%
Asset-MV
Value-0.51
Score2/3
Weight19.19%
1M Return6.09%
Value-0.51
Score2/3
Weight19.19%
1M Return6.09%
Cash-MV
Value0.13
Score0/3
Weight7.41%
1M Return2.90%
Value0.13
Score0/3
Weight7.41%
1M Return2.90%
Revenue-MV
Value0.21
Score0/3
Weight9.04%
1M Return3.38%
Value0.21
Score0/3
Weight9.04%
1M Return3.38%
Annualized return on equity (%)
Value8.81
Score2/3
Weight8.63%
1M Return3.42%
Value8.81
Score2/3
Weight8.63%
1M Return3.42%
Net profit attributable to parent company shareholders / Net profit (%)
Value96.13
Score2/3
Weight11.56%
1M Return4.51%
Value96.13
Score2/3
Weight11.56%
1M Return4.51%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.46%
1M Return3.46%
Value36.70
Score3/3
Weight8.46%
1M Return3.46%
PB-ROE
Value2.46
Score0/3
Weight9.88%
1M Return3.62%
Value2.46
Score0/3
Weight9.88%
1M Return3.62%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.44%
1M Return3.44%
Value100.00
Score3/3
Weight8.44%
1M Return3.44%
ROE (diluted) (%)
Value6.46
Score1/3
Weight8.75%
1M Return3.43%
Value6.46
Score1/3
Weight8.75%
1M Return3.43%
Asset-MV
Value-0.51
Score2/3
Weight19.19%
1M Return6.09%
Value-0.51
Score2/3
Weight19.19%
1M Return6.09%
ROE (%)
Value6.61
Score2/3
Weight8.63%
1M Return3.42%
Value6.61
Score2/3
Weight8.63%
1M Return3.42%
Cash-MV
Value0.13
Score0/3
Weight7.41%
1M Return2.90%
Value0.13
Score0/3
Weight7.41%
1M Return2.90%
Is UCB fundamentally strong?
- UCB scores 2.07/10 on fundamentals and holds a Premium valuation at present. Backed by its 6.61% ROE, 30.65% net margin, 14.39 P/E ratio, 1.22 P/B ratio, and 65.36% earnings growth, these metrics solidify its Underperform investment rating.
