United Community Banks (UCB) Fundamental Analysis: Revenue, Earnings & Valuation

2.97 / 10

Underperform

Fundamental metrics rate UCB at 3/10, indicating weak strength. Asset‑MV, Cash‑MV and PB‑ROE are bearish, dragging the score, while Revenue‑MV, Profit‑MV and a solid 48.34% gross margin score positively. Overall the firm is classified as Underperform.

Analysis Checks(6/10)

Revenue-MV

Value-0.45

Score2/3

Weight14.17%

1M Return6.11%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.22%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.22%

1M Return3.48%

Profit-MV

Value1.38

Score3/3

Weight15.04%

1M Return6.52%

Net income-Revenue

Value0.82

Score1/3

Weight10.24%

1M Return4.28%

PB-ROE

Value-0.93

Score0/3

Weight8.43%

1M Return3.52%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.22%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.22%

1M Return3.48%

Asset-MV

Value-0.55

Score1/3

Weight15.95%

1M Return6.13%

Cash-MV

Value-0.43

Score1/3

Weight7.28%

1M Return3.40%

Is UCB fundamentally strong?

UCB scores 2.97/10 on fundamentals and holds a Premium valuation at present. Backed by its 9.00% ROE, 30.86% net margin, 11.68 P/E ratio, 1.02 P/B ratio, and 28.43% earnings growth, these metrics solidify its Underperform investment rating.