TWO
Two Harbors·NYSE
--
--(--)
--
--(--)
TWO fundamentals
Two Harbors (TWO) released its earnings on Oct 27, 2025: revenue was -23.50M (YoY +44.42%), missed estimates; EPS was 0.36 (YoY +176.92%), met estimates.
Revenue / YoY
-23.50M
+44.42%
EPS / YoY
0.36
+176.92%
Report date
Oct 27, 2025
TWO Earnings Call Summary for Q3,2025
- Litigation Settlement: $375M payment resolved with no impact on liquidity; $770M cash post-settlement.
- Portfolio Restructuring: Sold $30B low-WAC MSR, growing sub-servicing to $40B UPB.
- Origination Growth: DTC platform funded $49M Q3, pipeline +$52M; recapture rates exceed expectations.
- Financial Performance: Adjusted EBITDA $101.5M; MSR static return 11%, common equity 9.5%-15.2%.
- Risk Management: Spread risk reduced 4.2% to 2.3% book value; MSR WAC 3.60%, 3% refinanceable.
EPS
Revenue
Revenue & Expenses
Key Indicators
Two Harbors (TWO) key financial stats and ratios, covering profitability, financial health, and leverage.
Two Harbors (TWO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Two Harbors (TWO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Two Harbors (TWO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Two Harbors (TWO) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Two Harbors (TWO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is Two Harbors's gross profit margin?What were the key takeaways from Two Harbors's earnings call?What is the revenue and EPS growth rate for Two Harbors year over year?What guidance did Two Harbors's management provide for the next earnings period?What is Two Harbors's latest dividend and current dividend yield?What does Two Harbors do and what are its main business segments?What were the key takeaways from Two Harbors’s earnings call?What factors drove the changes in Two Harbors's revenue and profit?
