Two Harbors (TWO) Fundamental Analysis: Revenue, Earnings & Valuation

9.92 / 10

Outperform

Fundamental analysis rates TWO as Outperform with a 9.9/10 score. Cash‑to‑market value and return on assets are top‑tier, while net‑income‑to‑revenue and EPS growth lag. Overall, the fundamentals appear very promising despite some earnings headwinds.

Analysis Checks(5/10)

Net assets per share (growth rate compared to beginning of year %)

Value-22.83

Score3/3

Weight227.71%

1M Return2.59%

Profit-MV

Value0.68

Score2/3

Weight15.15%

1M Return0.26%

Net income-Revenue

Value0.01

Score1/3

Weight-108.67%

1M Return-1.96%

Basic earnings per share (YoY growth rate %)

Value-302.49

Score0/3

Weight-97.86%

1M Return-1.35%

Rate of return on total assets (%)

Value-7.83

Score2/3

Weight34.00%

1M Return0.44%

Annualized return on total assets (%)

Value-7.83

Score2/3

Weight34.00%

1M Return0.44%

ROE (diluted) (%)

Value-28.36

Score0/3

Weight-136.98%

1M Return-2.19%

Diluted earnings per share (YoY growth rate %)

Value-305.91

Score0/3

Weight-100.98%

1M Return-1.41%

Asset-MV

Value2.11

Score0/3

Weight35.74%

1M Return0.40%

Cash-MV

Value1.18

Score3/3

Weight197.89%

1M Return2.41%

Is TWO undervalued or overvalued?

TWO scores 9.92/10 on fundamentals and holds a Discounted valuation at present. Backed by its -25.94% ROE, -355.51% net margin, -2.32 P/E ratio, 0.66 P/B ratio, and -302.49% earnings growth, these metrics solidify its Outperform investment rating.