Symbols

TRU

TransUnion·NYSE

--(--)

TRU fundamentals

TRU Q4 2025 Earnings

TransUnion (TRU) released its earnings on Feb 12, 2026: revenue was 1.17B (YoY +12.98%), beat estimates; EPS was 1.07 (YoY +10.31%), beat estimates.

Revenue / YoY

1.17B

+12.98%

EPS / YoY

1.07

+10.31%

Report date

Feb 12, 2026

TRU Earnings Call Summary for Q4,2025

Record Q4 Growth: 12% organic revenue, 16% U.S. market expansion, 14% EPS growth (ex-tax). $300M+ returned to shareholders.
2026 Outlook: 8-9% revenue growth, 7-8% EBITDA expansion, 8-10% EPS growth. AI-driven solutions and OneTru platform key growth engines.
Mortgage Resilience: 28% reported growth (6% ex-FICO), with VantageScore adoption potential for 20%+ EPS upside.
International Expansion: Mexico acquisition and India product rollouts to drive mid-single-digit growth in 2026.
AI Advantage: Proprietary data assets and workflow integration enable 30% higher data consumption by AI-enabled clients.

Earnings

EPS

Revenue

Revenue & Expenses

TRU has released its 2025 Q4 earnings report, with revenue of 1.17B, reflecting a YoY change of 12.98%, and net profit of 104.70M, showing a YoY change of 48.09%. The Sankey diagram below clearly presents TRU's revenue sources and cost distribution.

Key Indicators

TransUnion (TRU) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

TransUnion (TRU)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

Trend

Breakdown

Balance Sheet

TransUnion (TRU)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

Trend

Breakdown

Cash Flow

TransUnion (TRU)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

Trend

Breakdown