THG
The Hanover Insurance Group·NYSE
--
--(--)
--
--(--)
THG fundamentals
The Hanover Insurance Group (THG) released its earnings on Feb 4, 2026: revenue was 1.49B (YoY +3.11%), missed estimates; EPS was 5.79 (YoY +8.83%), beat estimates.
Revenue / YoY
1.49B
+3.11%
EPS / YoY
5.79
+8.83%
Report date
Feb 4, 2026
THG Earnings Call Summary for Q4,2025
- Record Financial Performance: 2025 operating ROE of 20%, with Q4 EPS and combined ratio (89%) setting new highs.
- Segment Strength: Personal Lines margins improved 3.8 points, Core Commercial ex-CAT loss ratio 59.1%, Specialty ex-CAT loss ratio 50.1%.
- Investment Growth: Net investment income up 24.9% Q4, 22% annually, driven by higher yields and portfolio diversification.
- 2026 Guidance: Mid-single-digit premium growth, ex-CAT combined ratio 88-89%, CAT load 6.5%, $130M+ share buybacks.
- Key Risks: Middle Market property softening, liability severity trends, and CAT volatility.
EPS
Revenue
Revenue & Expenses
Key Indicators
The Hanover Insurance Group (THG) key financial stats and ratios, covering profitability, financial health, and leverage.
The Hanover Insurance Group (THG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
The Hanover Insurance Group (THG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
The Hanover Insurance Group (THG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does The Hanover Insurance Group (THG) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track The Hanover Insurance Group (THG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What does The Hanover Insurance Group do and what are its main business segments?What is the revenue and EPS growth rate for The Hanover Insurance Group year over year?What is the market's earnings forecast for The Hanover Insurance Group next quarter?Did The Hanover Insurance Group beat or miss consensus estimates last quarter?What is The Hanover Insurance Group's gross profit margin?What guidance did The Hanover Insurance Group's management provide for the next earnings period?What is The Hanover Insurance Group's latest dividend and current dividend yield?What factors drove the changes in The Hanover Insurance Group's revenue and profit?
