TFIN
Triumph Financial·NYSE
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8.16 / 10
Outperform
The company exhibits excellent fundamental metrics (8.2/10). Strengths observed in PB-ROE and Fixed assets turnover ratio, whereas limitations surface in Total profit (YoY growth rate %) and Net profit attributable to parent company shareholders (YoY growth rate %). Lead to superior appraisal.
Analysis Checks(8/10)
Revenue-MV
Value-0.19
Score3/3
Weight19.98%
1M Return9.56%
Value-0.19
Score3/3
Weight19.98%
1M Return9.56%
Equity multiplier
Value7.12
Score3/3
Weight14.49%
1M Return8.70%
Value7.12
Score3/3
Weight14.49%
1M Return8.70%
Total profit (YoY growth rate %)
Value-4.27
Score0/3
Weight-4.93%
1M Return-3.37%
Value-4.27
Score0/3
Weight-4.93%
1M Return-3.37%
Annualized net profit margin on total assets (%)
Value0.14
Score3/3
Weight10.24%
1M Return5.36%
Value0.14
Score3/3
Weight10.24%
1M Return5.36%
Asset-MV
Value0.02
Score2/3
Weight24.91%
1M Return11.10%
Value0.02
Score2/3
Weight24.91%
1M Return11.10%
ROA (%)
Value0.07
Score3/3
Weight10.24%
1M Return5.36%
Value0.07
Score3/3
Weight10.24%
1M Return5.36%
PB-ROE
Value1.05
Score3/3
Weight22.93%
1M Return11.03%
Value1.05
Score3/3
Weight22.93%
1M Return11.03%
Fixed assets turnover ratio
Value1032.31
Score3/3
Weight3.43%
1M Return1.92%
Value1032.31
Score3/3
Weight3.43%
1M Return1.92%
Cost of sales ratio (%)
Value73.25
Score2/3
Weight3.56%
1M Return2.10%
Value73.25
Score2/3
Weight3.56%
1M Return2.10%
Net profit attributable to parent company shareholders (YoY growth rate %)
Value-46.55
Score0/3
Weight-4.85%
1M Return-3.28%
Value-46.55
Score0/3
Weight-4.85%
1M Return-3.28%
Revenue-MV
Value-0.19
Score3/3
Weight19.98%
1M Return9.56%
Value-0.19
Score3/3
Weight19.98%
1M Return9.56%
ROA (%)
Value0.07
Score3/3
Weight10.24%
1M Return5.36%
Value0.07
Score3/3
Weight10.24%
1M Return5.36%
Equity multiplier
Value7.12
Score3/3
Weight14.49%
1M Return8.70%
Value7.12
Score3/3
Weight14.49%
1M Return8.70%
PB-ROE
Value1.05
Score3/3
Weight22.93%
1M Return11.03%
Value1.05
Score3/3
Weight22.93%
1M Return11.03%
Total profit (YoY growth rate %)
Value-4.27
Score0/3
Weight-4.93%
1M Return-3.37%
Value-4.27
Score0/3
Weight-4.93%
1M Return-3.37%
Fixed assets turnover ratio
Value1032.31
Score3/3
Weight3.43%
1M Return1.92%
Value1032.31
Score3/3
Weight3.43%
1M Return1.92%
Annualized net profit margin on total assets (%)
Value0.14
Score3/3
Weight10.24%
1M Return5.36%
Value0.14
Score3/3
Weight10.24%
1M Return5.36%
Cost of sales ratio (%)
Value73.25
Score2/3
Weight3.56%
1M Return2.10%
Value73.25
Score2/3
Weight3.56%
1M Return2.10%
Asset-MV
Value0.02
Score2/3
Weight24.91%
1M Return11.10%
Value0.02
Score2/3
Weight24.91%
1M Return11.10%
Net profit attributable to parent company shareholders (YoY growth rate %)
Value-46.55
Score0/3
Weight-4.85%
1M Return-3.28%
Value-46.55
Score0/3
Weight-4.85%
1M Return-3.28%
Is TFIN undervalued or overvalued?
- TFIN scores 8.16/10 on fundamentals and holds a Discounted valuation at present. Backed by its 0.41% ROE, 2.36% net margin, 239.65 P/E ratio, 1.77 P/B ratio, and -63.75% earnings growth, these metrics solidify its Outperform investment rating.
