logo

TD

The Toronto-Dominion Bank·NYSE
--
--(--)
--
--(--)

TD fundamentals

The Toronto-Dominion Bank (TD) released its earnings on Feb 26, 2026: revenue was 12.20B (YoY +31.16%), beat estimates; EPS was 1.7906 (YoY +28.84%), beat estimates.
Revenue / YoY
12.20B
+31.16%
EPS / YoY
1.7906
+28.84%
Report date
Feb 26, 2026
TD Earnings Call Summary for Q1,2026
  • Record Q1 Performance: CAD 4.2B earnings, 14.2% ROE (+100bps YoY), driven by US Banking ROTCE expansion to 14.7%.
  • AI-Driven Efficiency: $1B+ value from AI, e.g., agentic AI reducing pre-adjudication time by 99%.
  • Cost Savings Acceleration: CAD 775M annualized savings from restructuring, targeting CAD 2.5B+ cost takeout.
  • Capital Return: $15B share buyback program active, CET1 14.5% with 13% target by H2 2027.
  • US Growth Catalysts: Credit card balances +15% QoQ, targeting net loan growth by Q3 2026.
EPS
Q3,undefined
Q4,undefined
Q1,undefined
Q2,undefined
Q3,undefined
Q4,undefined
Q1,undefined
Q2,undefined
Q3,undefined
Q4,undefined
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Q1,2026
Actual
1.25520.6120.93321.21.43251.65831.57011.68681.63611.57011.63251.59971.6751.43131.50821.31861.48781.48071.48461.23391.38981.42751.58791.55521.7906
Forecast
1.27780.67090.91760.95581.16451.42641.5281.58191.60491.50651.59451.5051.65151.53721.54521.36951.43311.34181.50071.29461.34911.29521.48321.43711.6584
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-1.77%
-8.78%
+1.70%
+25.55%
+23.01%
+16.26%
+2.76%
+6.63%
+1.94%
+4.22%
+2.38%
+6.29%
+1.42%
-6.89%
-2.39%
-3.72%
+3.82%
+10.35%
-1.07%
-4.69%
+3.02%
+10.21%
+7.06%
+8.22%
+7.97%
Revenue
Q3,undefined
Q4,undefined
Q1,undefined
Q2,undefined
Q3,undefined
Q4,undefined
Q1,undefined
Q2,undefined
Q3,undefined
Q4,undefined
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Q1,2026
Actual
--------------------7.43B7.10B7.36B7.47B7.85B8.31B8.58B8.83B8.87B8.58B9.06B8.99B9.84B9.25B9.86B9.50B9.25B9.17B9.10B8.99B9.30B9.94B10.14B10.29B12.20B
Forecast
--------------------7.75B7.31B7.77B7.11B7.64B8.07B7.84B8.00B8.23B7.98B8.50B8.31B9.00B9.11B9.18B8.91B9.14B9.09B9.28B8.95B9.10B9.75B9.92B9.93B10.66B
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
-4.07%
-2.95%
-5.29%
+5.08%
+2.85%
+2.97%
+9.41%
+10.42%
+7.80%
+7.48%
+6.68%
+8.20%
+9.32%
+1.51%
+7.45%
+6.64%
+1.21%
+0.87%
-1.91%
+0.50%
+2.28%
+2.00%
+2.25%
+3.61%
+14.53%

Earnings Call