Third Coast (TCBX) Fundamental Analysis: Revenue, Earnings & Valuation

7.28 / 10

Outperform

Corporate fundamentals are rated solid at 7.3/10. Key strengths include a PB-ROE of 1.2397, a high fixed assets turnover ratio of 1031.014, and a robust 41.3363% year-over-year profit growth. However, a concerning asset-liability ratio of 89.965% tempers the outlook. Historical back-tests indicate constructive returns for most factors, though the asset-liability ratio shows negative performance. Resultant assessment is constructive but cautious.

Analysis Checks(9/10)

Revenue-MV

Value-0.26

Score3/3

Weight24.59%

1M Return11.98%

ROA (%)

Value0.61

Score3/3

Weight15.15%

1M Return8.07%

Asset-liability ratio (%)

Value89.96

Score0/3

Weight-4.06%

1M Return-2.81%

PB-ROE

Value1.24

Score2/3

Weight19.53%

1M Return9.74%

Total profit (YoY growth rate %)

Value41.34

Score2/3

Weight0.46%

1M Return0.30%

Income tax / Total profit (%)

Value20.99

Score3/3

Weight15.84%

1M Return8.79%

Fixed assets turnover ratio

Value1031.01

Score3/3

Weight5.91%

1M Return3.36%

Annualized net profit margin on total assets (%)

Value1.23

Score3/3

Weight15.15%

1M Return8.07%

Cost of sales ratio (%)

Value73.24

Score2/3

Weight5.75%

1M Return3.50%

Current assets / Total assets (%)

Value47.90

Score2/3

Weight1.68%

1M Return1.06%

Is TCBX fundamentally strong?

TCBX scores 7.28/10 on fundamentals and holds a Discounted valuation at present. Backed by its 9.20% ROE, 31.26% net margin, 10.52 P/E ratio, 1.17 P/B ratio, and 45.61% earnings growth, these metrics solidify its Outperform investment rating.