SYF
Synchrony Financial·NYSE
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SYF fundamentals
Synchrony Financial (SYF) released its earnings on Oct 15, 2025: revenue was 4.72B (YoY +23.88%), beat estimates; EPS was 2.86 (YoY +47.42%), beat estimates.
Revenue / YoY
4.72B
+23.88%
EPS / YoY
2.86
+47.42%
Report date
Oct 15, 2025
SYF Earnings Call Summary for Q3,2025
- Revenue growth: Q3 purchase volume up 2% YoY to $46 billion, driven by digital, health, and co-branded platforms.
- Credit strength: Delinquency rate 4.39% (down 39 bps YoY), net charge-offs 5.16% (down 90 bps YoY).
- Strategic expansion: Walmart Pay later launch successful, with 30% of prior credit tightening reversed, 70% potential for future growth.
- Capital return: $971 million returned to shareholders in Q3, with $2.1 billion buyback authorization for 2025.
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Key Indicators
Synchrony Financial (SYF) key financial stats and ratios, covering profitability, financial health, and leverage.
Synchrony Financial (SYF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Synchrony Financial (SYF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Synchrony Financial (SYF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Synchrony Financial (SYF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Synchrony Financial (SYF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Synchrony Financial do and what are its main business segments?What is Synchrony Financial's gross profit margin?What were the key takeaways from Synchrony Financial's earnings call?What is the revenue and EPS growth rate for Synchrony Financial year over year?What factors drove the changes in Synchrony Financial's revenue and profit?What is Synchrony Financial's latest dividend and current dividend yield?What is the market's earnings forecast for Synchrony Financial next quarter?What guidance did Synchrony Financial's management provide for the next earnings period?
