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SSB

SouthState·NYSE
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SSB fundamentals

SouthState (SSB) released its earnings on Oct 22, 2025: revenue was 699.00M (YoY +63.93%), beat estimates; EPS was 2.58 (YoY +35.79%), beat estimates.
Revenue / YoY
699.00M
+63.93%
EPS / YoY
2.58
+35.79%
Report date
Oct 22, 2025
SSB Earnings Call Summary for Q3,2025
  • EPS Growth: 30% YoY increase to $2.58, driven by integration and organic expansion.
  • Loan Momentum: Texas/Colorado production up 67% YoY, pipelines at $1.2B (Texas) and $1B (Florida).
  • Margin Outlook: 2026 NIM 3.80%-3.90% with 27%-30% deposit beta and $125M accretion.
  • Credit Stability: 12 basis points net charge-offs YTD, forecasting 10 basis points for 2025.
  • Capital Action: CET1 at 11.5%, prioritizing buybacks and banker hiring over M&A.
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Revenue

Revenue & Expenses

Key Indicators

SouthState (SSB) key financial stats and ratios, covering profitability, financial health, and leverage.
SouthState (SSB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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SouthState (SSB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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SouthState (SSB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does SouthState (SSB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track SouthState (SSB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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