SSB
SouthState·NYSE
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SSB fundamentals
SouthState (SSB) released its earnings on Jan 22, 2026: revenue was 686.87M (YoY +52.53%), beat estimates; EPS was 2.46 (YoY +31.55%), beat estimates.
Revenue / YoY
686.87M
+52.53%
EPS / YoY
2.46
+31.55%
Report date
Jan 22, 2026
SSB Earnings Call Summary for Q4,2025
- EPS Growth: 30% YoY in 2025, driven by deal integration and 8% Q4 loan/deposit growth.
- Aggressive Buybacks: $2M shares repurchased in Q4, with 2.4% of company retired in 2025.
- Sustainable NIM: 3.80-3.90% guidance for 2026, supported by 10%+ loan accretion.
- Hiring Focus: +17 RMs in Texas/Colorado in Q4, targeting 10-15% RM growth to capture $118B deposit disruption.
- Credit Resilience: NCOs at 9bps in Q4, substandard loans up due to multifamily lease timing (52% LTV coverage).
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Key Indicators
SouthState (SSB) key financial stats and ratios, covering profitability, financial health, and leverage.
SouthState (SSB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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SouthState (SSB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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SouthState (SSB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does SouthState (SSB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track SouthState (SSB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from SouthState’s earnings call?What is SouthState's latest dividend and current dividend yield?What factors drove the changes in SouthState's revenue and profit?What is the market's earnings forecast for SouthState next quarter?What is the revenue and EPS growth rate for SouthState year over year?What does SouthState do and what are its main business segments?What guidance did SouthState's management provide for the next earnings period?What is SouthState's gross profit margin?
