SMBK
Smartfinancial·NYSE
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2.45 / 10
Underperform
Financial analysis yields a weak rating (2.5/10). Key positives include a robust gross profit margin of 36.7% and a strong total profit to EBIT ratio of 100%, but these are counterbalanced by subpar net profit attributable to shareholders ratio and asset-to-market value metrics, leading to a defensive conclusion.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value8.91
Score2/3
Weight8.20%
1M Return3.75%
Value8.91
Score2/3
Weight8.20%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.51%
1M Return3.05%
Value100.00
Score1/3
Weight6.51%
1M Return3.05%
Profit-MV
Value-0.10
Score1/3
Weight10.81%
1M Return4.44%
Value-0.10
Score1/3
Weight10.81%
1M Return4.44%
PB-ROE
Value1.41
Score2/3
Weight12.35%
1M Return5.42%
Value1.41
Score2/3
Weight12.35%
1M Return5.42%
Asset-MV
Value-0.50
Score1/3
Weight15.46%
1M Return5.76%
Value-0.50
Score1/3
Weight15.46%
1M Return5.76%
Revenue-MV
Value0.16
Score0/3
Weight7.04%
1M Return3.16%
Value0.16
Score0/3
Weight7.04%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.44%
1M Return3.43%
Value36.70
Score3/3
Weight7.44%
1M Return3.43%
Total profit (YoY growth rate %)
Value35.43
Score1/3
Weight7.27%
1M Return3.23%
Value35.43
Score1/3
Weight7.27%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.44%
1M Return3.43%
Value100.00
Score3/3
Weight7.44%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight17.48%
1M Return7.61%
Value0.14
Score3/3
Weight17.48%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value8.91
Score2/3
Weight8.20%
1M Return3.75%
Value8.91
Score2/3
Weight8.20%
1M Return3.75%
Revenue-MV
Value0.16
Score0/3
Weight7.04%
1M Return3.16%
Value0.16
Score0/3
Weight7.04%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.51%
1M Return3.05%
Value100.00
Score1/3
Weight6.51%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.44%
1M Return3.43%
Value36.70
Score3/3
Weight7.44%
1M Return3.43%
Profit-MV
Value-0.10
Score1/3
Weight10.81%
1M Return4.44%
Value-0.10
Score1/3
Weight10.81%
1M Return4.44%
Total profit (YoY growth rate %)
Value35.43
Score1/3
Weight7.27%
1M Return3.23%
Value35.43
Score1/3
Weight7.27%
1M Return3.23%
PB-ROE
Value1.41
Score2/3
Weight12.35%
1M Return5.42%
Value1.41
Score2/3
Weight12.35%
1M Return5.42%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.44%
1M Return3.43%
Value100.00
Score3/3
Weight7.44%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight15.46%
1M Return5.76%
Value-0.50
Score1/3
Weight15.46%
1M Return5.76%
Cash-MV
Value0.14
Score3/3
Weight17.48%
1M Return7.61%
Value0.14
Score3/3
Weight17.48%
1M Return7.61%
Is SMBK fundamentally strong?
- SMBK scores 2.45/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.12% ROE, 23.86% net margin, 17.54 P/E ratio, 1.36 P/B ratio, and 41.54% earnings growth, these metrics solidify its Underperform investment rating.
