SHG
Shinhan Financial Group·NYSE
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SHG fundamentals
Shinhan Financial Group (SHG) released its earnings on Oct 28, 2025: revenue was 3.15B (YoY -3.30%), beat estimates; EPS was 2.028292 (YoY +6.81%), beat estimates.
Revenue / YoY
3.15B
-3.30%
EPS / YoY
2.028292
+6.81%
Report date
Oct 28, 2025
SHG Earnings Call Summary for Q3,2025
- Stable Financial Performance: Q3 net income of KRW 1.4235 trillion, CET1 ratio at 13.56%, and dividend policy maintained at KRW 2.35 trillion annual returns.
- Credit Quality Management: Credit cost ratio stabilized at 46 bp, with NIM improving to 1.56% through margin control.
- Growth Strategy: Corporate loans to grow 5-6% YoY, while household loans face regulatory headwinds. Noninterest income (brokerage, IB) to drive future growth.
- Interest Rate Outlook: NIM expected to decline with rate cuts, but prudent funding management will mitigate pressure.
- Capital Adequacy: CET1 ratio to remain stable at ~13.1%, with RWA growth controlled to support long-term stability.
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Key Indicators
Shinhan Financial Group (SHG) key financial stats and ratios, covering profitability, financial health, and leverage.
Shinhan Financial Group (SHG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Shinhan Financial Group (SHG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Shinhan Financial Group (SHG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Shinhan Financial Group (SHG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Shinhan Financial Group (SHG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Shinhan Financial Group beat or miss consensus estimates last quarter?What does Shinhan Financial Group do and what are its main business segments?What were the key takeaways from Shinhan Financial Group’s earnings call?What is Shinhan Financial Group's gross profit margin?What is the market's earnings forecast for Shinhan Financial Group next quarter?What is the revenue and EPS growth rate for Shinhan Financial Group year over year?What is Shinhan Financial Group's latest dividend and current dividend yield?What guidance did Shinhan Financial Group's management provide for the next earnings period?
