Shinhan Financial Group (SHG) Fundamental Analysis: Revenue, Earnings & Valuation

8.27 / 10

Outperform

Fundamental analysis rates SHG Outperform with an 8.3/10 score. Profit‑MV, Cash‑MV, Cash‑UP, DSO and AR turnover are bullish, driving value. However, operating‑revenue YoY growth and PB‑ROE appear weak, warranting caution despite the overall strong fundamentals.

Analysis Checks(7/10)

Revenue-MV

Value0.27

Score1/3

Weight-1.75%

1M Return-0.49%

Days sales outstanding

Value223.49

Score2/3

Weight3.06%

1M Return0.68%

Profit-MV

Value9.24

Score2/3

Weight10.61%

1M Return2.21%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight3.18%

1M Return0.71%

PB-ROE

Value-1.06

Score1/3

Weight-8.37%

1M Return-2.01%

Net cash flow from operating activities (YoY growth rate %)

Value110.34

Score2/3

Weight1.84%

1M Return0.45%

Cash-UP

Value-0.15

Score2/3

Weight-7.62%

1M Return-2.12%

Operating revenue (YoY growth rate %)

Value177.16

Score1/3

Weight-2.78%

1M Return-0.60%

Asset-MV

Value-0.55

Score3/3

Weight81.92%

1M Return11.07%

Cash-MV

Value0.02

Score3/3

Weight19.92%

1M Return4.48%

Is SHG fundamentally strong?

SHG scores 8.27/10 on fundamentals and holds a Discounted valuation at present. Backed by its 8.34% ROE, 28.64% net margin, 8.50 P/E ratio, 0.70 P/B ratio, and 18.92% earnings growth, these metrics solidify its Outperform investment rating.