SBSI
Southside Bancshares·NYSE
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SBSI fundamentals
Southside Bancshares (SBSI) released its earnings on Jan 29, 2026: revenue was 71.99M (YoY +5.10%), beat estimates; EPS was 0.7039 (YoY -1.76%), missed estimates.
Revenue / YoY
71.99M
+5.10%
EPS / YoY
0.7039
-1.76%
Report date
Jan 29, 2026
SBSI Earnings Call Summary for Q4,2025
- Record Q4 Profit: Net income surged 327% to $21 million, driven by restructuring gains and lower funding costs.
- Strategic Tech Investments: $2.4 million allocated to cloud-based core system and data platform to enhance efficiency and enable M&A.
- Loan Pipeline Recovery: $2 billion pipeline (42% term loans) signals strong 2026 growth despite near-term payoff headwinds.
- Efficiency Improvements: 52.28% efficiency ratio reflects better revenue utilization.
- M&A Readiness: Core system modernization positions the bank to capitalize on Texas M&A activity.
- Shareholder Returns: 7% expense growth balanced with $800k buyback budget and subordinated note redemption.
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Key Indicators
Southside Bancshares (SBSI) key financial stats and ratios, covering profitability, financial health, and leverage.
Southside Bancshares (SBSI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Southside Bancshares (SBSI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Southside Bancshares (SBSI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Southside Bancshares (SBSI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Southside Bancshares (SBSI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Southside Bancshares next quarter?What guidance did Southside Bancshares's management provide for the next earnings period?What is Southside Bancshares's latest dividend and current dividend yield?What were the key takeaways from Southside Bancshares’s earnings call?What is Southside Bancshares's gross profit margin?What is the revenue and EPS growth rate for Southside Bancshares year over year?What were the key takeaways from Southside Bancshares's earnings call?What does Southside Bancshares do and what are its main business segments?
