SBSI
Southside Bancshares·NYSE
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SBSI fundamentals
Southside Bancshares (SBSI) released its earnings on Oct 24, 2025: revenue was 68.10M (YoY +7.02%), missed estimates; EPS was 0.16 (YoY -76.47%), missed estimates.
Revenue / YoY
68.10M
+7.02%
EPS / YoY
0.16
-76.47%
Report date
Oct 24, 2025
SBSI Earnings Call Summary for Q3,2025
- Securities Restructuring: $325M low-yield sales reinvested into 5.5%-6% assets, with <4-year payback period.
- Loan Growth: Q3 +$163M loans, $81M closed on last day; pipeline rebounds to $1.8B.
- NIM Outlook: Q4 improvement driven by CD repricing savings (~34bps) and restructuring benefits.
- Texas Expansion: Houston C&I growth ~15% YoY, supported by 4 new hires.
- Rate Cuts: Expect 2-3 cuts in 2026, contingent on inflation trends.
- Buybacks: 1.1M shares authorized; 26,192 shares repurchased in Q3.
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Key Indicators
Southside Bancshares (SBSI) key financial stats and ratios, covering profitability, financial health, and leverage.
Southside Bancshares (SBSI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Southside Bancshares (SBSI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Southside Bancshares (SBSI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Southside Bancshares (SBSI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Southside Bancshares (SBSI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Southside Bancshares’s earnings call?What is the market's earnings forecast for Southside Bancshares next quarter?What is the revenue and EPS growth rate for Southside Bancshares year over year?What does Southside Bancshares do and what are its main business segments?Did Southside Bancshares beat or miss consensus estimates last quarter?What were the key takeaways from Southside Bancshares's earnings call?What is Southside Bancshares's gross profit margin?What guidance did Southside Bancshares's management provide for the next earnings period?
