Southside Bancshares (SBSI) Fundamental Analysis: Revenue, Earnings & Valuation

7.96 / 10

Outperform

Fundamental analysis yields a 7.96 score, rated Outperform. ROE stands at 8.45% and annualized ROE 11.27%, both in the top quartile. Equity multiplier is 10.38. YoY profit growth is negative, yet weighted factor scores keep the fundamentals robust.

Analysis Checks(5/6)

Annualized return on equity (%)

Value11.27

Score3/3

Weight21.22%

1M Return6.63%

Equity multiplier

Value10.38

Score1/3

Weight-3.22%

1M Return-1.12%

Total profit (YoY growth rate %)

Value-0.83

Score3/3

Weight18.49%

1M Return5.97%

ROE (diluted) (%)

Value8.28

Score3/3

Weight23.81%

1M Return7.85%

ROE (%)

Value8.45

Score3/3

Weight21.22%

1M Return6.63%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value-3.85

Score3/3

Weight18.48%

1M Return6.01%

Is SBSI undervalued or overvalued?

SBSI scores 7.96/10 on fundamentals and holds a Discounted valuation at present. Backed by its 8.34% ROE, 29.20% net margin, 13.55 P/E ratio, 1.11 P/B ratio, and -21.23% earnings growth, these metrics solidify its Outperform investment rating.