SAN
Banco Santander·NYSE
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SAN fundamentals
Banco Santander (SAN) released its earnings on Feb 3, 2026: revenue was 19.03B (YoY +13.97%), beat estimates; EPS was 0.2835 (YoY +36.04%), beat estimates.
Revenue / YoY
19.03B
+13.97%
EPS / YoY
0.2835
+36.04%
Report date
Feb 3, 2026
SAN Earnings Call Summary for Q4,2025
- Record Financial Performance: 2025 profits up 12% to EUR 14.1B, ROTCE 16.3%, CET1 13.5%
- Strategic Acquisition: $12.2B Webster deal delivers 15% ROIC, 18% US ROTCE by 2028
- Cost Efficiency: 265bps efficiency gains from One Transformation, 41% cost-to-income ratio
- Growth Drivers: Wealth (+27%), CIB (high single-digit fees), Payments (9% vol growth)
- Capital Discipline: 2026 buybacks maintained, CET1 ~13% post-Webster
EPS
Revenue
Revenue & Expenses
Key Indicators
Banco Santander (SAN) key financial stats and ratios, covering profitability, financial health, and leverage.
Banco Santander (SAN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Banco Santander (SAN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Banco Santander (SAN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Banco Santander (SAN) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Banco Santander (SAN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is Banco Santander's gross profit margin?What does Banco Santander do and what are its main business segments?What guidance did Banco Santander's management provide for the next earnings period?What factors drove the changes in Banco Santander's revenue and profit?What is Banco Santander's latest dividend and current dividend yield?What were the key takeaways from Banco Santander's earnings call?Did Banco Santander beat or miss consensus estimates last quarter?What is the market's earnings forecast for Banco Santander next quarter?
