RNST
Renasant·NYSE
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
RNST fundamentals
Renasant (RNST) released its earnings on Oct 28, 2025: revenue was 269.55M (YoY +22.36%), missed estimates; EPS was 0.77 (YoY +10.00%), missed estimates.
Revenue / YoY
269.55M
+22.36%
EPS / YoY
0.77
+10.00%
Report date
Oct 28, 2025
RNST Earnings Call Summary for Q3,2025
- Record Q3 Performance: $72.9M adjusted net income, 9.9% annualized loan growth, and 1.09% ROA.
- Cost Efficiency: Core expenses to decline $2-3M/Q in next two quarters.
- Strategic Momentum: 300+ FTE reduction post-merger, with focus on revenue per employee.
- Capital Deployment: $100M buyback authorization signals confidence in capital generation.
- Risk Management: Criticized loans up 1/4 due to multifamily, C&I, and self-storage migration, but no loss exposure identified.
- Rate Outlook: 4 rate cuts assumed, with NIM modestly contracting in Q4 before '26 expansion.
EPS
Revenue
Revenue & Expenses
Key Indicators
Renasant (RNST) key financial stats and ratios, covering profitability, financial health, and leverage.
Renasant (RNST)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Renasant (RNST)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Renasant (RNST)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Renasant (RNST) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Renasant (RNST) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is the market's earnings forecast for Renasant next quarter?What is Renasant's gross profit margin?What is the revenue and EPS growth rate for Renasant year over year?What factors drove the changes in Renasant's revenue and profit?Did Renasant beat or miss consensus estimates last quarter?What were the key takeaways from Renasant's earnings call?What guidance did Renasant's management provide for the next earnings period?What were the key takeaways from Renasant’s earnings call?
