RM
Regional ManagementยทNYSE
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RM Profile
Regional Management Corp.
A diversified consumer finance company that rovides specialty consumer loan products to customers with limited access to consumer credit
Commercial Bank
03/25/1987
03/28/2012
New York Stock Exchange
2,131
12-31
Common stock
979 Batesville Road
, Suite B
, Greer
, South Carolina 29651
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Regional Management Corp. (South Carolina) was incorporated in South Carolina on March 25, 1987 and relocated to Delaware on August 23, 2011. Regional Management Company is a diversified professional consumer financing company that provides customers with a variety of loan services. When approving loans, customers' credit with banks, savings institutions, credit card companies and other traditional lending methods is not used as a measure. The Regional Management Company opened in 1987 with only four branches located in South Carolina. As of December 31, 2017, the company has grown to have 342 branches in South Carolina, Texas, North Carolina, Tennessee, Alabama, Oklahoma and New Mexico. Most loan products are safe, each product has a fixed interest rate, and is paid in equal installments on a fixed monthly basis and on a fully amortized basis, and there is no penalty for repayment at any time. The loan amount of the regional management company comes from its own multi-channel platform, including branches, independent and franchised auto dealerships, online banking, furniture and appliance retailers, and other consumer websites. In the operation of the regional management company, all loans, regardless of their source channels, service provision and information collection are carried out through the branch network, and provide customers with one-to-one dedicated services, and are committed to improving the creditworthiness of users in loan financing. The company's goal is to provide customers with loan products that meet their diverse financial needs, or when financial products are attractive and easy to operate, they can obtain higher receivables financing and manage portfolio risk for them. The company believes that a large and growing number of potential customers is its target market. Combined with the decline in existing consumer credit, the company has launched a variety of products such as installment loans, auto purchase loans, and loans for the purchase of furniture and home appliances to increase the market attractiveness.
